Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


  • Content Count

  • Joined

  • Last visited

  1. The thing is, they wouldn't accept any payments while we were in the trial period. I wanted to pay them, in fact I called a couple of times to try to make the payment. But they wouldn't accept it.
  2. Hello all, We started a loan modification in late 2017 because I lost my job after Hurricane Irma. For some reason, the process took nearly 9 months until we got to the trial payment period. We made all our trial payments on time as required and signed all the paperwork in October. Two months ago, our credit scores dropped roughly 100 points each. According to Equifax and TransUnion, the payments during the trial period were marked at 120 days late. I sent a letter of dispute to our mortgage company and they responded that everything was in order. When I initially talked to them on the phone, no one could explain to me why this happened and they told me I needed to send this letter to have it investigated. I'm not really sure what to do at this point and don't want to wait seven years for it to fall off our reports. So, on a scale of 1 to 10, how screwed am I in regards to getting this fixed? Thanks

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
  • Create New...

Important Information