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  1. So you are asking a question, while at the same time potentially putting your business at risk. Let alone, your website....is incomplete at best. If you are a legit business, you would do things the legit way. Not trying to float money between cards, literally opening up a 500.00 secured credit card for what looks like a consulting business....isn't going to do much good for you. You need to obtain large credit lines, which isn't going to happen overnight. Were talking 1-3 years, sometimes even longer than that unless you have money to pony up as a deposit. Building business credit isn't a race. It takes time, and from what I read, you are trying to rush through this. Especially with the current economic climate, if I were a bank seeing a brand new card being used oversea's with minimal use that would be a flag to me. Yes banks use AI to determine credit limit increases, but you can also have a manual review performed at any time, and it taken away or your card closed for "suspicious" activity. Business credit doesn't work like personal credit does, business credit lenders want to see large transactions on your credit profile, which again is going to take time. If I were you, and not telling you what to do here, but I would personally slow down. Government contracts is not something you need to dabble in, you need to have a complete understanding of what you are getting into and have deep pockets. Without those two things in place, you will be on the loosing side. Take it from me, as I deal with government contracts on a daily basis, and work for a 600+ million dollar company, we even have challenges at times winning contracts.
  2. So you can also try the following: Uline Supply Works (but I believe they are also part of ebarnett/HD Pro) For your phone. You should have a typical VOIP or POTS line for your business. Personally, I use grasshopper, which rolls to my cell phones. Has a nice auto attendant, can add additional users as you grow. Fairly inexpensive, and just works. I also have Verizon, make sure when you sign up, you get a business account properly setup. Was a nightmare for me, as mine was originally setup as a consumer line w/ a business EIN....problematic.
  3. The key with business credit is to obtain it first, then spend large sums. Pay it off when due. Spending 50.00 a month, eventually you will hit a brick wall with some creditors. I would start off reviewing the stickies, there is a lot of good info in those, and it still applies today. The old saying, larger credit limits begets larger limits.
  4. To bypass the SS# Requirement, you will need to call into Fuelman and do the app over the phone. There is no way now, with their online application to bypass this.
  5. River City Federal Credit Union (San Antonio, TX). Uses Telecheck.
  6. So as tmcgill said, Banks have to verify every person who opens an account. Now it would be at the bank's discretion to do periodic checks (i.e. EWS or Chex systems) inquiries. I know that banks like Capital One, Wells Fargo, BBVA show up on an EWS report. Along with transnational data. But for soft inquires, which would be done after an account is opened, a Bank would only see transnational history, inquiries, etc. from that report. I have not seen a bank that uses that, but it doesn't mean they are not out there. I don't believe a bank is allowed to mask, their inquires on your report. For example, I opened a new account with Synovus a couple weeks ago, and it showed up as Synovus on my credit report (Equifax). Total ID and others would be from credit monitoring products, which are soft inquiries anyways, and are not visible to creditors.
  7. So I can speak from personal experience. Raush Strum is sue happy. Call them, you can settle and Portfolio Recovery still owns the debt. Once paid off, they will remove it from your reports.
  8. **This is for reference only. Please don't start topics in this thread** For updates/additions, post them below and I will update this main section. Fuel NET Accounts FuelMan WEX Voyager Exxon/Mobile (Citi Backed Card) Phillips 66/Conoco/76 (Syncrony Backed Card) NET10 Accounts McCoys Building Supply Builders First Source Ferguson Net30 Accounts CDW FedEx Office Global Voice Direct Grainger - You will need to chat/call to setup the account number and NET 30 terms. Home Depot HD Supply Lowes NewEgg Northern Tool OfficeMax PCM / TigerDirect Quill Seaton Strategic Network Solutions Summa Office Supplies Synnex Distribution TechData Distribution Uline NET55 Accounts Amazon Pre-Paid Cards Lowes Revolving Amazon Dell Business Credit Honda Power Equipment Card Home Depot Lowes McCoys Building Supply OfficeMax TractorSupply Vehicle Financing Ally Commercial Financing Chrysler Capital Group Ford Motor Credit
  9. I know this thread is old, but this is what you want to start with FedEx. https://cidonline.office.fedex.com/ApplicationPage.jsf
  10. Welcome first off. I would start by reading some of the sticky threads listed here. No lawyer needs to get involved, as it's going to be a waste of money. Read through some of the threads, get familiar with how other users have started, and go from there is what I can recommend. Also, get a physical line, Google Voice lines can be flagged. RingCentral, AT&T Landline, etc. is the best way to go about it.
  11. Can confirm they still only pull Equifax financial services report. Can not have active collections for a deposit account listed. Requires a 100.00 deposit to open. https://www.synovus.com/personal/bank/checking-account/ Must be opened in a branch, online opening isn't an option. Here's a link to their branch locations. https://www.synovus.com/locations
  12. So I do a lot of work with SunTrust. Try dealing with their 3 separate networks right now...it's outrageous. As hegemony posted above, they have pumped the breaks a bit on completing the conversion, and it's going to be a while before they are merged into 1 bank.
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