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  1. Thanks for your guidance, and yes, I had no response from them. 😢
  2. Hi, In 2010, while unemployed I decided to go back to school to get an MBA in Project Management at Jones International University. I was already working in the field so I thought that the MBA was going to give my career a boost. While in school I didn't feel I was learning much and I stopped studying for a while because I got a new job and had no time to commit to classes. While this was happening my loan was in forbearance. At some point I decided to go back to school and I learned that he school was closing. I requested my credits/transcripts to see if I could transfer to another school and finish what I started but it's been 4 years and I still don't know where the transcripts are, and I now have a $55K student loan with Great Lakes. This debt is crushing my credit, and I don't know what to do to get rid of it. I obviously can't afford the IDR and to be honest, why should I pay for something that I don't have?! If I try to delete this from my credit, I'll lose the payment history so my scores will tank (0 lates). I am not a public servant so that one is not an option for me. I seriously don't know what to do now. Your advice is more than welcome!
  3. cherylb18


    New York
  4. I froze my LN, and EQ came back stating that they verified it with them. Should I send the letter from LN stating that my account is under a freeze, therefore they had no way to verify it? I am also trying to delete the BK from LN at the moment.
  5. I'm following this because I would love to know too!
  6. yikes!! now...that's scary! I've had this card for 4 years, and only been late during that period of time. I'm going to try the goodwill letter. Thanks!
  7. Oh yes, sorry..it's an open account and its current
  8. Hi guys, and thanks in advance. I have 5 late payments from 2018 with Capital 1, and I'm trying to have the CRA to update them. I sent a validation letter (waiting for a response from the CRAs), and spoke with someone in the collections department at capital 1 with no luck. Should I send a goodwill letter too? What else can I do?
  9. hi guys, I have a BK, and trying to remove it from my CR but has anyone tried to delete it from LN? What if they come back stating that they checked Pacer?

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