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cherylb18

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  1. @mrjuggalo9er got it off EX and EQ but TU is not budging. I can't remember the times I sent an MOV and they never tell me how/where it was done. Any advice?
  2. hmmm I received an email from PACER: PACER does not directly verify federal case information to third parties by phone, fax, or email.The PACER service was developed by the Administrative Office of the United States Courts and is maintained by the Court Services Office, Programs Division, which manages the electronic public access program for the Federal Judiciary. Consumer bankruptcy information is publically available online to registered users of PACER. I was under the impression that, regardless of how they verify it, if I ask for the investigative material they should send me
  3. They sent me a letter stating that they do not verify information the the credit bureaus. (the letter is from March)...don't know if I should ask for more recent letter. Also, I removed the freeze from LN because the report is now clean.
  4. Hi everyone, I've been fighting a bankruptcy chapter 7 for almost a year and got it off LexisNexis, Experian and Equifax but TransUnion is growing to be a thorn in my side. The bankruptcy is from 2014, and I am disputing the accuracy on dates, file/case number, and address. I've sent about 3 letters requesting all the investigative material after they sent me the standard "verified" letter. Obviously they keep sending me a copy of my report with the same "verified" remark so I filed a complaint with the CFPB, attaching all letters I sent, as well as a letters from the
  5. This is great stuff! I didn't know that I had to be under 5/24 to get the biz card...if this is the case I'll try to get the ink biz cash and a biz Hyatt next year before I get the Freedom Unlimited. Thanks guys!
  6. It's my newest but I got the ink business using EIN so I think that one does not count towards the 5/24.
  7. True...I'm just not sure if I'm over 5/24 lol opened two of those cards to lower my utilization last year (new coast and myjewlers) and I'm not sure if those count against the 5/24..I got Discover it, CSP, and Amex this year. Citi AA might be the way to go
  8. Thanks for your help!! Yeap, I guess I'll have to do that soon. I'm just trying to reach the MS on my Chase Ink to get the intro bonus before I go back to using Cap 1.
  9. 8k for QS and 12k for Venture 1. I stopped using them at the beginning of the year and only have 1 recurring payment on each card (Netflix and storage). The reason they gave me the last time I applied for the CLI was " Recent use of this account's existing credit line has been too low".
  10. I have a QS (5 years) and a Venture 1 (3 years), both with 0 balance; I've been trying to combine them for the past 8 months and every time I call they tell me that the option was discontinued at the end of 2018. Has anyone been successful combining cards this year? Also, I'm trying to get increases on both but I don't use the cards that much right now. What's the minimum amount to spend evey month for 90 days before I apply for a CLI?
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