Long time lurker, first time poster!
On Dec 11, 2018 I got a letter from a collection agency for a bill that I did not recognize
I read up on here and on Dec 22nd I sent them a validation letter stating the following:
At the end of January I received a response from them. The document was dated January 18, 2019, However the postal stamp on the envelope said Jan 22, 2019, which is 31 days after I send my letter.
Their response said :
On one hand in the second letter they attached a summary of charges and more information about the Medical billing office that made me recognize this debt.
On another hand, they totally violated what they said they would do:
They said they reported this debt to the consumer reporting agencies even though they said that i had 30 days to respond and i responded within those 30 days with a verification request that i listed above.
As you can see they did not provide me with verification that I need to indeed pay them, the collection agency vs the actual medical office.
I have about a week to respond -- I would like to pay my dues to the medical office in question, but i also would like to make sure that the debt doesnt go through with its reporting to the consumer reporting agency, especially since i responded to them in time per their request and probably per law.
Any advice would be appreciated.