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About Me

Credit Journey:

Late 90's to Mid 2000's -- Fresh out of high school, first try with credit.  Failed miserably.  2 CO's and multiple collections.

Mid 2000's -- Found out about CreditBoards, started the long repair road.  Found secured credit/loan, subprime store cards.

Late 2000's to early 2010's -- Second try with unsecured credit.  Failed, and also added defaulted student loans.

Early 2010's to mid 2010's -- Single secured credit, convert to cash lifestyle, focus on other parts of life.

2018 -- Third try with unsecured credit.  Hopefully this time's a charm.

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
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