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  1. Well I finally pulled my fico scores and Im satisfied with the progress thanks to everyone help. Question is now how do I see my mortgage scores. I paid for experian to get fico thinking I would get all three mortgage scores but it only gave me Experian's score. If I buy my fico will it show all three mortgage scores? EXP 541 to 669 TRANS 520 to 636 EQUI 520 to 655
  2. I had a wells fargo credit card I opened on March 2016 for $500. The account was closed on Sept 2018. between that time I had 2- 30 day lates,1-60 day late and 6- 90+ day lates starting from July 2018 to March 2019 . I did a reage in Jan 2019 to get the card back current. I paid the balance of October 2019. My question is this. I have tried goodwill letters to get the lates removed with no success. Should I ask wells to delete the account from my credit? Would it help my score if they did?
  3. The lates were dec 2013, Jan 2014, on time February and March 2014, late April, may, June, july 2014. Aug 2014 on time then sold house in Sept 2014.
  4. I have a bank of america mortgage loan that is showing as paid because I sold the house. My question is I sold the house back in July 2014 but I have 6 late payments on there from year 2013 to 2014. Im currently looking to buy another house next year I am trying to see what to do. Im not sure if these late pays are affecting my score since they are so old. J F M A M J J A S O N D 2019 2018 2017 2016 2015 2014 2013 Last payment Sep. 01, 2014 Current Payment Status 30-59 Days Late Worst Payment Status 30-59 Days Late Account Details Account status Paid and Closed Type FHA Real Estate Mortgage Responsibility Individual Account. Remarks No Info Times 30/60/90 days late 6/0/0 Closed Sep. 01, 2014
  5. I had a secured wells fargo credit card that I opened in 3/15/2016. The account was closed for non payment on 9/27/18. I did reage on 1/10/19 and I finally paid off the balance on 10/17/19. Should I contact wells and try to reopen the account or just leave things as they are? Im looking to raise my credit score.
  6. Date of service was 6/17. Yes that was the summary they sent. Yes I have eomb and it matches. My part was $1091 I paid it down to $842.
  7. I sent the intial dispute letter to CRA. No response so I sent validation letter to CA. They verified info and it's correct.
  8. The CA verified the account. Is my next step to pay the OC the balance and then send the CRA the https://whychat.me/ltrcavalhipaa.html#DISPUTE with the paid receipt?
  9. Update. I spoke with oc and they offered 20% discount.
  10. Is there a difference between myfico and experian?
  11. 1. That was a score from credit karma( I know I know ) 2. yes that was before I paid balance. 3. I tried that pay for delete but you are correct maybe I need to speak to different person. 4. The account was opened 2/2/18. The balance was 1091 but I made a payment on 10/26/18 to get balance to 841.

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