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  1. Same here. I'm not sure you can but a passport holder that isn't RFID shielded anymore. Most wallets are too these days. I wanted to try one of those micro wallets. Had it now for several years, and I love it. I don't think I will ever go back to the traditional leather bifold or trifold models.
  2. Burdell

    UPS collections

    Posting something on Twitter can be very effective too. Include @UPS and @UPSHelp in your post.
  3. My local Costco just installed contactless sensors on the gas pumps -- works really well and now I don't worry about skimmers being installed on the card slots anymore.
  4. Chase Sapphire? Keep in mind there's a limit -- I think it's 8 cards, but I can't be sure -- and your Apple Card and Apply Pay take up two of the slots. But don't sweat it -- the clerks rarely see the cards in your wallet when you use Apple Pay, especially if you use the default card.
  5. Sorry -- it's not Accenture; I meant to say Accurint. I think anyone who has a file at any of the three big CRAs also has a file at LN/Accurint. Did you order a copy of your file from this LN portal: https://consumer.risk.lexisnexis.com/consumer ?
  6. Pull your Lexis/Nexis and/or Accenture file and see if your file has been combined with someone else with similar name/SSN/DOB, etc., who has a criminal record or bad credit file. It happened to me about 12 years ago; created a lot of problems for me and took a long time to clear up. In fact, it took a long time for me to figure out what the heck was going on. Finally got a bill collector for a hospital in Paris, Texas to talk to me and tell me they used Accenture for skip tracing services. Then when I pulled my Accenture file I discovered what had happened. In my case, the person whose file they combined with mine had same first and last name and DOB, but different middle names, SSNs, etc. Couldn't believe how LN/Accenture could make such a mistake, but it's all computers and algorithms now until something goes terribly wrong and a human being has to intervene.
  7. They should at least have known that Elon Musk would be aware of what they were doing the instant the car was brought to a Daimler facility. He was probably watching them run the car on their race track from the Space-X spy satellite feed in his underground volcanic lair on Mars. What kills me is they took the thing apart but couldn't put it back together properly. Really Daimler? Really?
  8. Who is this Alexa, and is she single?
  9. Check to see if they've been pulling soft or hard inquiries on your credit reports. Do not acknowledge the debt is yours in any communications with them. It dates back to 2003?! Talk about bad paper...
  10. Stuff of nightmares for people who care about their cars: Daimler dismantled couple's Tesla Model X for research during 7-week rental
  11. It is also almost certainly a violation of Portfolio Recovery's 2012 consent order with the CFPB. This debt sounds like it is in the range of dates that would have been covered the order. If that is the case, they are not legally permitted to engage in collection activities related to this debt. While consumers cannot enforce the order, violating the order by attempting to collect on debts covered by it constitutes fraud - a felony - and collection attempts made by mail or telecommunications constitute mail or wire fraud, respectively -- which is another felony.
  12. Don't talk to them on the phone. Send the C&D letter if you have no intention of settling with them, or if you just want to be left alone for now. Be careful what you put in the letter -- don't say anything that confirms you owe the debt or that it is undisputed. Keep it simple and short; less is more in this case.

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