Jump to content

imwonderboy

Newbies
  • Content Count

    1
  • Joined

  • Last visited

  1. Long story short: I have a $7,000 CC debt that is now with portfolio recovery. In July I received a letter from an attorney telling me to pay or go to court - the letter also gave me instructions for debt validation. Within 30 days I sent them a request for debt validation pursuant to the FDCPA. This was sent certified and they signed for it. I heard nothing else until yesterday when I received a court notice that they have filed a claim against me. My interpretation of the FDCPA section 809 is that they are supposed to stop all collection efforts once a request for validation is requested. In this case they did not send me anything at all and just went ahead and filed a claim in court. Am I reading into this wrong? I live in NH if that helps. Advice on how to proceed?? I know the SOL is about 5 months away so they might be worried that they will not get a court date in time so they just filed it hoping I would let it go. Any help is greatly appreciated.

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines