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VJR

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  1. I settled the loan with the attorneys office. I have a discharge from the court. What I'm saying is every other week a new collector calls. I sent them a copy of the court paper work and never hear from them again. 2 weeks later a new one calls. It's been a year since it's been paid.
  2. The debt was from 2013. It was personally guaranteed but a business loan for Ebay. I can get my credit reports but how do I make this stop? I feel like I should have not paid it because there was no way to collect it. Still getting the same harassment.
  3. Anyone have any answers on this? I'm sure my credit report must be a mess.
  4. Long story short. I owed money to Kabbage. I asked for a delayed payment which they approved. I paid the first payment. Kabbage over inflated the balance do by 50% and they sold the debt to another company. I set up payment arrangements with them. They sold the debt. More payment arrangement and another company take over. So I stopped paying because my money was not applied to the loan. So finally it ended in the hands of H&S Financial group and they hired a local collections attorney. I was served papers. I'm on disability and have no assets so they could not have garnished wages. However, to get them to go away I settled with the attorneys office for 50%. I paid an attorney to do this for me so it would be taken care of correctly. Have it all in writing and a discharge of the debt. That was over a year ago. To this day, I still get calls for payment. This was the reason I paid it. They call my son's office looking for me. Apparently on the credit app I gave his cell number as a relative. But his cell goes straight to his office. I don't work there. I don't work. I email my paperwork to the collector calling and then I don't hear from that one but in a few weeks I hear from another. How do I stop this? These people are nasty.
  5. It was selling on a online auction. Kabbage told me I was personally responsible. I would gladly pay the $25 a month if I new it was acceptable and they wouldn't come back and tell me that it's not enough as happened twice before. Filing bankruptcy doesn't allow you to pick and choose what you can file on and I have a credit card I want to keep for emergencies. I would have to put that into the bankruptcy wouldn't I?
  6. I am unsure what to do about this. I took out a loan from Kabbage in 2014. I was selling items online and would borrow from Kabbage, purchase items and sell them and pay Kabbage back. I did that for a long time. One customer bailed on me and I asked Kabbage for a weeks grace period. They declined and interest tacked on to the amount was enormous. I tried to make payment arrangements with them. I told them all I could afford was $25 a month until I had more sales. They declined my offer and turned me over to a collection agency. I was contacted and then set up to pay them $25.00 a month. They transferred me to another collection agency who also took $25 a month. I was told that was not enough and to stop paying. I've been bounced around to collected agencies since. I am on Social Security Disability so am limited. The latest contact was a month ago from a local attorney's office. They said they would take my $25.00 a month. I don't mind paying them, but how can I be sure this will be a permanent arrangement. They won't put anything in writing about the arrangement for me only will send me the balance due.

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