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  1. I am hoping to get a graduate plus loan this year to help pay for my last year of grad school. However, I was turned down last year due to "adverse credit history". I have a BK chapter 7 on my file. The BK must be discharged 5 years ago in order to qualify. Does anyone know if it is 5 years to the day? Unfortunately, my credit will be run this month and the discharge date was September 2013. So I will be about 5 months shy of 5 years....anyone able to provide some insight?
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