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Posts
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Everything posted by ThomasRMorrison
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Amex pulled lexis nexis? Should I opt out? Any downsides?
ThomasRMorrison replied to Help1285's topic in Credit Forum
Mine took three, fyi. -
Here is a link to the spreadsheet which is wrapped into the zipped file. Link The above link is dead. I don't know what happened to the poster that provided this link.... Marv The link should not expire...unless I stop paying my cloud provider. 😁
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dispensary finds workaround for credit card cannabis customers
ThomasRMorrison replied to hegemony's topic in Credit News
Must be a statutory issue, they have been taking debit/cc since the inception of medical marijuana in FL. Including delivered products. So I have heard...heh...I'm actually from Conehead, France, -
There are other online payment systems that can occur between two parties with equal access to it. The issue is S.W.I.F.T. and to avoid it.
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And I got cancelled for no apparent reason that they could explain. Thank you but no more AMEX cards for me...ever.
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They put their stuff in storage, move, then pull what they need out of storage.
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Time for a secured (by savings account) credit card here in early 2022. My credit rating is non-existent, no credit ratings on any of the three bureaus. I am a Suncoast CU member, they want 16%/annum, and, I believe, no fee for applying. https://www.suncoastcreditunion.com/personal/borrow/credit-cards This is to simply get a CC that can be used for car rentals, (mainly in Panama), airfare tickets and miscellaneous. My debit card will work fine in Panama except for a few occasional items as listed. I'm employed ($1,000/mo) plus $1,000/month SSecurity. Balance payoff within 5-10 days of use to keep a zero credit balance on the card. Does anyone have any other recommendations for a secured card?
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PayPal Sued for Freezing Customer Accounts Without Explanation
ThomasRMorrison replied to hegemony's topic in Credit News
Well, gambling or not, I had them freeze my PayPal account for no reason whatsoever except that they are mindless assclowns. Several phone calls later, I got to pull my money out and NVER again will I darken their carnival door. -
Student loan DEBT stopping Mortgage approval
ThomasRMorrison replied to dredee0's topic in Mortgages
Through a mortgage broker for one, the other came from an ad in the local paper. One was a refi and I showed 30% equity (value over debt), the other was a purchase and, if I recall, about the same downpayment. I passed on a 100% purchase loan, the interest rate was just too high. -
FINTECT: Sezzle Surpasses One Million Active Customers
ThomasRMorrison replied to hegemony's topic in Credit News
Could be. First-time shoppers are often approved for initial purchases of around $50-$100. " -
FINTECT: Sezzle Surpasses One Million Active Customers
ThomasRMorrison replied to hegemony's topic in Credit News
No. -
FINTECT: Sezzle Surpasses One Million Active Customers
ThomasRMorrison replied to hegemony's topic in Credit News
I tried Sezzle for a $25 purchase, got turned down, have no reason given but it must be something about my IP address, I'm guessing here because there was no reason to get a turndown. -
FINTECT: Sezzle Surpasses One Million Active Customers
ThomasRMorrison replied to hegemony's topic in Credit News
Sezzle? To good to be true? -
Long term, don't count on vehicular appreciation.
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Wise shaman once told me "Never finance a depreciating asset. Pay cash"
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HIPAA violation or not?
ThomasRMorrison replied to DavidBarker's topic in Medical Billing & Medical Collections
Why not pay the hospital and let the debt collector deal with it? -
Student loan DEBT stopping Mortgage approval
ThomasRMorrison replied to dredee0's topic in Mortgages
Look for Owner financing or private mortgage money. The former may or may not run a credit check and the latter option as well. I have used both successfully when I couldn't get the deal I wanted from conventional money sources. -
Find a mortgage broker that also represents individual investors. The rate may be higher, i actually refi-ed with one. This includes options such as Owner-Land/Lot financing and you purchasing a suitable home and move it there e.g. Boxabyl
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Marv, Are You Familiar With Kevin Hunter
ThomasRMorrison replied to ThomasRMorrison's topic in Automotive Financing
What false info?