Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


  • Content Count

  • Joined

  • Last visited

  1. Hello, I am beginning to rebuild my credit. Its really not that bad and I have seen it go up so far. Ex 600 Eq 621 Tu 598. I have done my homework and have 2 secured credit cards that I keep below 20% and paying off quickly, this has helped improve my score. I just have a few questions about 2 closed accounts still showing a balance with a negative and 2 collections that have been paid off but are still showing as collections. My questions are how do I go about getting these 4 items off my credit report? Is there paperwork I have to fill out? If I need to type a letter would any one have some examples they can pass along? Who should I call and what info should I have gathered to get which ever rep to help get these items off? Really new to this so sorry if asking a bit much. Closed Accounts: BK OF AMER XXX $1,400 - - Real Estate Negative Sep 1, 2007 DITECH FINANCIAL LLC XX $100,000 - - Real Estate Negative Sep 1, 2007 Collections Accounts: ENHANCED RECOVERY CO L XXX SPRINT May 1, 2015 RGS FINANCIAL XXXXXXXXXXX COX COMMUNICATIONS IV Apr 1, 2016 Thank you all for any feedback and suggestions you can provide.

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
  • Create New...

Important Information