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I have a home for over 5 years that's FHA and modified where they took away some of the principle a year ago. I have a better secured job and a husband whom is not on my home loan because I didn't know him at the time of the purchase. I want to keep my current home, rent and purchase a new home with my husband..... is this possible ? and if so will I be considered a 1st time homeowner if my husband is ??? he never owned a home.