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Higherprofit

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  1. Higherprofit

    Experian business monitoring discount

    @blake Businesscreditreports.com is what I use , you can get all 3 bureaus in one
  2. Higherprofit

    HOW I GOT MY BANKRUPTCY DELETED

    So you told your credit card company that your new address is one that is non-existent or you don't live at? Yes, I changed the address on my discover app. I have paperless statements so it didn’t matter to me. It just updated today with the “new” address. I will keep you guys informed if this worked Sent from my iPhone using Tapatalk I called Experian and tried to have them switch the BK address to the mistyped address, however, the rep wouldnt do it. he asked if i ever filed BK and I said no. stated i would need to dispute. Should I send in a letter asking how they verified the address, show me proof? I am not sure what my next steps should be. Ive blocked my files already , how else can i get rid of this address???
  3. You said CB rep? What is that? Also.. Sounds like it COULD work, if they enter in what you say on the phone. You may encounter some resistance? They sometimes like to be totally unhelpful. Or totally obtuse. Credit Bureau Rep. Think it provides some substance to my request. I’d probably build some rapport first, talk about the equifax breach and tell her I’m very concerned about id theft. I’ve been getting weird calls so I checked my credit recently. Noticed this error and don’t want to take ANY chances. Sent from my iPhone using Tapatalk I called Experian and tried to have them switch the BK address to the mistyped address, however, the rep wouldnt do it. he asked if i ever filed BK and I said no. stated i would need to dispute. Should I send in a letter asking how they verified the address, show me proof? I am not sure what my next steps should be. Ive blocked my files already , how else can i get rid of this address???
  4. Higherprofit

    HOW I GOT MY BANKRUPTCY DELETED

    So you told your credit card company that your new address is one that is non-existent or you don't live at? Yes, I changed the address on my discover app. I have paperless statements so it didn’t matter to me. It just updated today with the “new” address. I will keep you guys informed if this worked Sent from my iPhone using Tapatalk
  5. You said CB rep? What is that? Also.. Sounds like it COULD work, if they enter in what you say on the phone. You may encounter some resistance? They sometimes like to be totally unhelpful. Or totally obtuse. Credit Bureau Rep. Think it provides some substance to my request. I’d probably build some rapport first, talk about the equifax breach and tell her I’m very concerned about id theft. I’ve been getting weird calls so I checked my credit recently. Noticed this error and don’t want to take ANY chances. Sent from my iPhone using Tapatalk
  6. Higherprofit

    HOW I GOT MY BANKRUPTCY DELETED

    I received a letter from sagestream providing a 2 page report today. My BK TL was not listed; however, in the same envelope, they provided my Innovis report. Stated I was opted out from Innovis. Not sure if they are merged but there was no public record listed. I did see my address attached to my BK TL. I read about a strategy to call the bureaus and ask to correct the address. I.e. it’s not 1234 stone st , its 234 stone st. An address that doesn’t exist. Well, I just changed one of my credit card address today to “234 stone st” which should report by the 3rd. It will be posted on Experian report which will give me an some ground to convince the CB rep to amend the BK TL. “Look, this address is wrong, it should be 234 stone st, see, my credit card is attached to it”. Wish me luck, I’ll know this week when I try. I live next to Experian’s office, should I try and do this in person or will it be better to talk to an offshore rep? Sent from my iPhone using Tapatalk
  7. I received a letter from sagestream providing a 2 page report today. My BK TL was not listed; however, in the same envelope, they provided my Innovis report. Stated I was opted out from Innovis. Not sure if they are merged but there was no public record listed. I did see my address attached to my BK TL. I read about a strategy to call the bureaus and ask to correct the address. I.e. it’s not 1234 stone st , its 234 stone st. An address that doesn’t exist. Well, I just changed one of my credit card address today to “234 stone st” which should report by the 3rd. It will be posted on Experian report which will give me an some ground to convince the CB rep to amend the BK TL. “Look, this address is wrong, it should be 234 stone st, see, my credit card is attached to it”. Wish me luck, I’ll know this week when I try. I live next to Experian’s office, should I try and do this in person or will it be better to talk to an offshore rep? Sent from my iPhone using Tapatalk
  8. Higherprofit

    2016 Vendors List that Report to Business CRAs

    Found this link which provides a full breakdown of all of the vendors and instructions: http://welcometothefoundation.com/documents/LEARN%20HOW%20SUCCESSFULLY%20BUILD%20BUSINESS%20CREDIT.pdf
  9. Higherprofit

    Here is how to get Experian to delete old addresses

    I have an idea... if my bad TL is attached to my old address,1234 Ralph st, and if I change my Experian credit monitoring account address or do a hard pull with 234 Ralph st, then have both address listed on EXP, can I call exp and have them switch address and point out a mistake? You think that should remove the address? Sent from my iPhone using Tapatalk
  10. @black10 , YOU ARE A FREAKING SAINT!!! Have you had experience with the CRA's verifying the disputes then trying different methods and having success? One repair specialist has been having luck filing an FTC ID report to TU which carries over to EXP. Supposed to pop the address off. He stated he has done this 10+ times and its working; however, since my file has been overworked in the bureaus, it could be locked. I've read in different forums to call the CRA's and try to convince them it's not my address, if my address is 123 Remove My BK St , to tell them its wrong and provide a non existent address like 234 Remove My BK St . or tell them its my ex girlfriends, co-signed a utility etc. The address is only tied to my BK with Exp, was a home I used to own. I know if I can remove this address then the rest should be easy. For Sagestream, I've heard its best to use the CMRR method (finally read what it meant because faxing can give them an excuse not to give you a confirmation, what are your thoughts? If your strategy works brotha, I'm going to name my future son Blake Can anybody help me with any suggestions? Sent from my iPhone using Tapatalk
  11. Higherprofit

    The Master obsolete delete time frame thread

    Terrible idea Reason I ask because this broker shopped my credit to 6 different banks, of which, I told him to pull it one time. Now I got denied because I have too many recent inquiries. Sent from my iPhone using Tapatalk
  12. Higherprofit

    The Master obsolete delete time frame thread

    Terrible idea How do you remove inquiries? Sent from my iPhone using Tapatalk
  13. Hope this helps, I found this site that has combined a lot of the opt-out links. https://www.stopdatamining.me/opt-out-list/ http://www.specialtycreditreports.com/
  14. Higherprofit

    The Master obsolete delete time frame thread

    Does anybody have any strategies on how to remove hard inquiries within 1-2 weeks? Can live accounts also be removed without closing the accounts down? Sent from my iPhone using Tapatalk
  15. @black10 , YOU ARE A FREAKING SAINT!!! Have you had experience with the CRA's verifying the disputes then trying different methods and having success? One repair specialist has been having luck filing an FTC ID report to TU which carries over to EXP. Supposed to pop the address off. He stated he has done this 10+ times and its working; however, since my file has been overworked in the bureaus, it could be locked. I've read in different forums to call the CRA's and try to convince them it's not my address, if my address is 123 Remove My BK St , to tell them its wrong and provide a non existent address like 234 Remove My BK St . or tell them its my ex girlfriends, co-signed a utility etc. The address is only tied to my BK with Exp, was a home I used to own. I know if I can remove this address then the rest should be easy. For Sagestream, I've heard its best to use the CMRR method (finally read what it meant because faxing can give them an excuse not to give you a confirmation, what are your thoughts? If your strategy works brotha, I'm going to name my future son Blake

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