Jump to content

lotharmataos

Members
  • Content Count

    16
  • Joined

  • Last visited

  1. Hi y’all, How can I remove a collection acct placed by a payday loan as well as a collection account from a regular bank loan on my credit report. I’ve been negotiating with them and they don’t want to settle so I’m disputing it with reporting agencies and so far only I haven’t succeeded in removing them Sent from my iPhone using Tapatalk
  2. my score are similar on fico. 610 eq, 576 ex, 580 trans Sent from my iPhone using Tapatalk
  3. based on credit karma 610 eq, 570 trans and I think my ex is 580 Sent from my iPhone using Tapatalk buy used and get German vehicle Sent from my iPhone using Tapatalk Those two words together spell trouble. u mean used German ? I’m not following Sent from my iPhone using Tapatalk In one eight-week period I spent a total of $8,000 on three separate repairs on my E500, at right around 60,000 miles. The suspension system and the braking system ate up $2,500 at a time whenever they needed something. Solid car, fun to drive, never again without an unexpired warranty. I totally agree with you Sent from my iPhone using Tapatalk
  4. based on credit karma 610 eq, 570 trans and I think my ex is 580 Sent from my iPhone using Tapatalk buy used and get German vehicle Sent from my iPhone using Tapatalk Those two words together spell trouble. u mean used German ? I’m not following Sent from my iPhone using Tapatalk
  5. based on credit karma 610 eq, 570 trans and I think my ex is 580 Sent from my iPhone using Tapatalk buy used and get German vehicle Sent from my iPhone using Tapatalk
  6. Hello, Does anyone have suggestion regarding best banks or financing option for mid - bad credit score ? I live around houston and I’d like to get a car soon Sent from my iPhone using Tapatalk
  7. Same issue from Texas. Last reported in august Sent from my iPhone using Tapatalk
  8. I️ have been fighting to get some baddies removed off my reports including previous addresses. Equifax got lots more than the others removed at this points but TU and EX are giving me a hard time. I️ went ahead and froze my lexisnexis today before filling another dispute by sending letters. Do you think that would help since I️ still have lots of addresses and names on my reports and I️m also filling to have those removed Sent from my iPhone using Tapatalk
  9. What’s “BK” ? Also I️ tried looking for ways to freeze lexisnexis but I️ could not Sent from my iPhone using Tapatalk
  10. How did you dispute those ? I have been sending letters and can’t get everything to fall of for some reasonsZ Sent from my iPhone using Tapatalk
  11. yes I️ have. I️ was going to dispute accounts that may have popped back up or new collection information Sent from my iPhone using Tapatalk
  12. Hello alll, I️ have a rough late 2015- 2016 due to the oil crash but things got back to normal recently and I️ have had a job for about 7 months now. Unfortunately during the down turn I️ let two personal loans of $5k each go to collection and three credit cards as well each for $2k on average. My car loans had lots of past due but I️ did not let that go to repo. I️ struggled and now I️ am current on my car note payments. My score was about 480 on average on all reports back in September of last year and I️ have since started the process of cleaning my report with letters and also got a secure card about 4 months ago since my score got up to 550 then. I️ am now on an average of 600 with two secured cards, one secure loan and some of my loans still show in collection as well as my car still showing past due payments. I️ really want to get this together cause I️ would like to either refinance or get a new car cause that bank really gave me a hard time during my tough days. What Can I do to get a great score soon and also my car right now only shows on Equifax since Experian and transunion both deleted it off my reports which gives me a low FICO 5,3 etc score. Anyway I️ have attached screenshots of my scores to give you all a better idea and give me hopefully great advices to bump my score. Thanks in advance Sent from my iPhone using Tapatalk
  13. Hello! I used WhyChat's method. I requested my reports and worked to get the baddies removed. They were almost all medical and I was able to remove 100%. It took me about a year I believe. I highly recommend following Why Chat's guide why chat guide ? How do I️ find it ? Sent from my iPhone using Tapatalk
  14. Could you please tell us how you cleaned your credit report and how long it took u to raise your score by almost 200 points ? I️ would like to clean mine as well Sent from my iPhone using Tapatalk
  15. could you tell me how u clean your credit and how long it took you to increase your score by almost 200 points ? I’m looking to do the same thing at the moment Sent from my iPhone using Tapatalk

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines