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8ball

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  1.    8ball reacted to a post in a topic: MyFako Condones this Crap
  2.    8ball reacted to a post in a topic: Florida restaurant confronts 'dine-and-dash' customers with 'popular' new tactic
  3.    TheVig reacted to a post in a topic: This Still Bugs Me Years Later - Wells Fargo Bank Treats Me Like a Conman
  4.    Burgerwars reacted to a post in a topic: This Still Bugs Me Years Later - Wells Fargo Bank Treats Me Like a Conman
  5.    MarvBear reacted to a post in a topic: This Still Bugs Me Years Later - Wells Fargo Bank Treats Me Like a Conman
  6. 8ball
    I'm heading to Wells Fargo in a couple of hours to help my son close one C/D and open another. I am not anticipating this being a smooth process. 😬
  7.    8ball reacted to a post in a topic: This Still Bugs Me Years Later - Wells Fargo Bank Treats Me Like a Conman
  8. 8ball
    They probably have no clue about Memorial day either. 😪
  9.    8ball reacted to a post in a topic: ‘Something to do with America?’ When asked why we observe Labor Day, these Gen Zers ‘have no clue’
  10.    8ball reacted to a post in a topic: Squatters ravage Wyoming downtown with stomach-turning result: mayor
  11.    8ball reacted to a post in a topic: Legendary musician Jimmy Buffett dead at 76: 'Lived his life like a song til the very last breath'
  12.    8ball reacted to a post in a topic: New Jersey Surcharge Legislation Signed Into Law
  13. 8ball
    This must not be a big thing in MN. I almost never see a cash vs card price difference around here.
  14.    8ball reacted to a post in a topic: New Jersey Surcharge Legislation Signed Into Law
  15.    8ball reacted to a post in a topic: It is 98°F in the Twin Cities
  16. 8ball
    That sucks about the medication side effects 🥲. I had to go take some photos at the Pep Boys location in Lakeville yesterday. Walking around that hot parking lot I thought I was going to melt.
  17.    Burgerwars reacted to a post in a topic: Buyers of Bored Ape NFTs sue after digital apes turn out to be bad investment
  18.    TheVig reacted to a post in a topic: Buyers of Bored Ape NFTs sue after digital apes turn out to be bad investment
  19.    hegemony reacted to a post in a topic: Buyers of Bored Ape NFTs sue after digital apes turn out to be bad investment
  20. 8ball
    Who would have thunk that a cartoon picture of an Ape wouldn't hold it's value?
  21.    8ball reacted to a post in a topic: Buyers of Bored Ape NFTs sue after digital apes turn out to be bad investment
  22.    TheVig reacted to a post in a topic: Funeral scammers preying on people who’ve lost loved ones: 'Special place in hell for people like that'
  23.    MarvBear reacted to a post in a topic: Funeral scammers preying on people who’ve lost loved ones: 'Special place in hell for people like that'
  24. 8ball
    Scammers have no soul. They will target anyone.
  25.    TheVig reacted to a post in a topic: Credit card debt just broke 1T
  26.    hdporter reacted to a post in a topic: Credit card debt just broke 1T
  27. 8ball
    I asked perplexity what the current default rate is- According to the Federal Reserve Bank of St. Louis, the delinquency rate on credit card loans for all commercial banks in the first quarter of 2023 was 2.43% . This is a slight increase from the previous quarter, which was 2.25% 1 . However, it is important to note that delinquency rates can vary by state and age group. For example, the delinquency rate on credit cards for those ages 18-29 was 8.3% in the first quarter of 2023, compared to 5.1% a year ago 3 . Additionally, according to Citi's presentation on its earnings, the current delinquency rates are 2.8% for branded cards and 4% for retail services 4 . It is expected that delinquency rates will return to "normal" levels of 3% to 3.5% for branded cards and 5% to 5.5% for retail services by early 2024 4 .
  28. 8ball
    No, I was referring to Buyer's Title Insurance for whomever bought the lot and built the house.
  29. 8ball
    Clients always ask me if they should get Title Insurance? These types of events are extremely rare but the insurance is cheap enough that it's good protection for these one-off events.
  30. 8ball
    When asked to update income, or the rare new app, I use the total income from my most recent tax return. For me this is Pension, SS times 2, 401K / IRA withdrawals and income from my side gig.
  31. 8ball
    You can't have hookers without blow.
  32. 8ball
    If you're looking to invest in real estate, I would suggest a visit to the Bigger Pockets Forum. https://www.biggerpockets.com/ There are many products that range from conventional loans, Gov. secured loans and hard money that can all be used to buy investment properties.
  33. 8ball
    Walleye and Bourbon. 😬
  34. 8ball

    Settlement

    8ball replied to Lclutse's topic in Money Management

    We are 2 for 2 with cars but 7 for 2 with TV sets. 🤪
  35. 8ball
    Cash offer and quick close is always the best!

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