I have been working with a credit repair firm and once I started with them, I noticed that my address was updated to a new address and ALL old addresses dropped off even though the addresses were attached to accounts. From there, they called in to Experian and the disputes went in Roughly 1 - 2 weeks, I started seeing drastic changes and within about a 60 day or less period, ALL negatives were gone. - Lates Pay accounts, collections, Judgment, etc. Does anyone know this trick and what else there is to it. I think many can benefit if we all put the pieces to the puzzle together.