I just logged on to my account and it said I defaulted. This was very recent as I logged on earlier this week and planned to contact AES.
When I log in, it says Due to the severe delinquency of your loan(s), your loan(s) have defaulted. Please contact Loan Servicing immediately at xxxxx to obtain contact information for your guarantor(s).
I am so sick to my stomach. Their office is closed so cannot contact anyone. I don't want a wage garnishment.
I plan to call them Monday. The last payment I made was in May so I didn't think I was at the risk to default already? I fell behind as I went through a mortgage loan modification and am paying an extra $1000/month until October.
Any advice? I may be able to do a loan rehab? If so, does this avoid wage garnishment?