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  1. This invitation came by mail through Bank of America. Interest rate from 14%-24%. Anyone know about this one? It's 3,2, and 1% cash back. Wondering if anyone had this card? Approval odds? Any info? Thanks in advance. Sent from my SM-J700T using Tapatalk
  2. I don't think so. Never opted out myself. Try it and see. You can always take it off and try again. ⚘ Sent from my SM-J700T using Tapatalk
  3. Soft pull to prequalify but direct apply after that is hard pull. Immediate through Experian but I was approved. Very Happy! Sent from my SM-J700T using Tapatalk
  4. Two agencies owned by same person reporting same debt against me. In Coeur d Alene, Idaho. As not collections but as a reporting Agency is CDA CREDIT Bureau, Inc. and as collection agency under Chapman Financial Services, 316 N 4th St., P.O. Box 7100 Coeur 'd Alene, ID 83816. Very bogus working under one collection license under yet another name. Sent from my SM-J700T using Tapatalk

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Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
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