Jump to content


  • Content Count

  • Joined

  • Last visited

  1. I am curious. When using these online calculators, should I enter my Score 5 or are they assuming most people are entering their Score 8?
  2. Thanks, BigPoppa. I finally got an approval today for 3.99 for 72 months on 23K. I am sort of bummed, but I am not a member and utilization (36 percent) might be a factor. I lost 58 points on a 30 day late from 1/2013 (CC discontinued autopay) and have never gotten back to 770+ scores. If I do direct deposit it will knock it down to 3.49. I am talking to several dealers and Chrysler currently has .9 for 84 months, BUT the dealer wants two pulls one for dealer and one for Chrysler. They also insist that without their financing all incentives are off the table. Should I: a) apply with PenFed (I
  3. Thanks everyone. I am going to try DCU. I hate I didn't pull the trigger last week, when it was still 1.99 Is there anyway to apply without choosing new or used? I've never had a new car, but the features I want seem scarce in the used market.
  4. Marv - I guess I really want to know if I should try for Chrysler finance or go with DCU or someone else. I've only every just walked in, applied and took whatever they offered. I appreciate your help! Your Age? 46 Your Equifax Credit Score? 738/ 738 - Auto 5 Your Experian Credit Score? 724/ 693 Auto 8/ 739 Auto 2 Your TransUnion Credit Score? 732/ 701 Auto 4 and Auto 8 How many years have you been on file with Equifax? 25+ How many years have you been on file with Experian? 25+ How many years have you been on file with TransUnion? 25+ YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY Do y
  • Create New...

Important Information