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ivymike

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Everything posted by ivymike

  1. Their old CEO retired last year and they replaced him with a hired gun from Key Bank who from what I heard promptly brought in a group of his own cronies to make up the leadership team. Water is starting to spin in this bowl.
  2. Yes they often also pull SageStream. BTW they don't like to see more than 1-2 new accounts added over the last year.
  3. Once you're ready you can hope their online prequalifier is working and see if they will prequalify you. As long as you didn't include them in a previous BK and get yourself blackballed they're quite tolerant of dirty reports but high utilization/high DTI gives them pause.
  4. AFAIK the last one BoA issued was the Fidelity AMEX card that rolled over to USBank. Existing cardholders were cut over to the Visa around 4 years ago.
  5. I'm only given poor approval odds for the NASCAR card. I'm crushed, I tell you. CRUSHED. I take solace in being preapproved for the Indigo Platinum.
  6. True, but since as per the OP the public record of the judgement doesn't have either the DOB or full SSN wouldn't NCAP apply? I thought that CBCInnovis, which is distinct from Innovis, didn't maintain their own database but instead only forwarded reports pulled from the selected CRA which in this case it sounds like Experian. If I'm correct on both items then something doesn't ring true since a judgement was reported that Experian wouldn't have been permitted to report. Question for the OP: how long ago did you last obtain a written copy of your credit report directly from Experian? edited: by the same token I would see if you can get a copy of your Experian-provided data from CBCInnovis as well. I wonder if they provided old data.
  7. Unless they've changed their policy in the last 7 weeks it's a SP if you're accepting an offer made under "My Offers" on the upper right side of the main menu. If you already have that particular card it is treated as a CLI on that card and not the starting limit on a 2nd instance of the same card.
  8. Back again. https://ficoforums.myfico.com/t5/Credit-Card-Applications/10-Apps-on-EX-at-Once-or-few-hrs-days-intervals/td-p/5582310
  9. This one has potential. https://ficoforums.myfico.com/t5/Credit-Cards/My-Personal-Credit-Journey-Blank-Slate-Credit-Experiment-x2/td-p/5573986
  10. This story sounds mighty familiar. https://ficoforums.myfico.com/t5/General-Credit-Topics/Large-Tax-Debt-Selling-my-house-before-IRS-collectors-take-it/td-p/5539953
  11. Other than the Stand Up For Cancer card 53 cards are all georestricted. The damage is limited. As for the video, watching one of them starring that idiot was enough. I'd rather go back and watch the old lady again with the dead cat on her head prancing on the sidewalk. 😣
  12. That turd has been giving me 11 Citi TYP per dollar on gas/groceries/restaurants for 8 out of the last 9 quarters. I wouldn't want Sync or Comenity to take it over either.
  13. US Bank and Wells Fargo both have cards on the AMEX network but I thought the BoA/Fidelity CC went away when Fidelity moved over to USB/Elan. Citi also issues the non store version of Macy's and Bloomingdales cards on the AMEX network.
  14. I just checked, mine posted as well. They weren't there when I checked on Friday.
  15. I'm going to go way out on a limb here and predict that she did not get an undergraduate degree in aerospace engineering.
  16. From what I've seen elsewhere that appears to be a common cap even to the point where people already at $99.9K would successfully apply for another card only to find that its entire starting limit was scavenged from another card leaving them at $99.9K total. I have exactly $100K across my cards but I got there with a CLI request that was deferred then manually approved. I am also Platinum Honors through a Merrill brokerage account.
  17. I wanted to see how bad it could really get. At that level it did not disappoint.
  18. PNC BT offer, 0% through 7/31/2020 with $5/2% transfer fee.
  19. I've been looking sporadically to see if you've received the bonus yet. I got the card about a month after you did and sockdrawered it after I met the spend requirement just before New Years.
  20. It's the Daniel Boone cap perched on her head.
  21. I went through something similar when LexisNexis added someone else's death notice and SSN to my LN report, which triggered fraud alerts, account closures, and a letter from Citibank addressed to my estate. Social Security Administration people helped me quite a bit in straightening things out. It wasn't the first time the SSA caseworker assigned to my case had seen it happen.
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