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scott31337

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  1. scott31337

    Master 2018 Approvals and CLIs Thread

    Matters what you are trying to do. https://s3.us-east-2.amazonaws.com/kevlarlover/Card+Recommendation+Flowchart+v11.html
  2. scott31337

    Master 2018 Approvals and CLIs Thread

    Saw the CSP in my "Your Offers" with Chase. Approved 17.5k LOL/24 (around 23)
  3. scott31337

    Um...19 point TranUnion Drop From a Pull???

    I just came to add my FAKO scores have gone up and down almost 40 points since January. My Experian FICO has moved two points since January.
  4. scott31337

    MyFako Condones this Crap

    Bahahahaha
  5. Hi all, I just wanted to tell you all "Thank you" - I was able to pre-qualify for a mortgage at 708 - We've made an offer on a house and it was accepted! I couldn't have gotten my credit repaired without you all, so, again, thank you for all that you do, and volunteering to help people on your spare time. You rock! I will add a comment of my own though - Don't buy a house when you are broke and/or in debt! Save up a down payment. At least here, "Down payment assistance" plans are all crap too.
  6. scott31337

    Master 2018 Approvals and CLIs Thread

    Paypal 2% MC - 4k->7k
  7. scott31337

    The Master obsolete delete time frame thread

    DW's BK 7 fell off of EQ (10 year is November 10th) - is it worth trying to dispute as obsolete on the other two or just wait it out?
  8. scott31337

    New AMEX gold card APPROVED!

    $250 af NOT waived first year is a dealbreaker for me. I hope you enjoy though!
  9. scott31337

    Another For-Profit Diploma Mill Bites The Dust?

    I worked for UoP tech support for just under two years. 90% of the calls were clearing cache and cookies, and explaining you have to buy Microsoft Office. Feels like you are working for the devil at that place. I doubt it will, but one can only hope.
  10. Do you have any other advice? I haven't got a CLI from WF in over two years. Plat (was unsecured over a year ago) $1200 Cash Wise Visa - $1000 EX-708 lol/24 I've gotten two inq's from them for CLI's and both denied.
  11. scott31337

    I am new and need advice

    What he said. Just delete the personal stuff and post your credit report.
  12. scott31337

    Master 2018 Approvals and CLIs Thread

    BBVA Clearpoints - 5k>5.8k
  13. scott31337

    NEW & IMPROVED CARD!!!!!!!! (Crap1 Salve)

    Am I reading that right?
  14. scott31337

    Post Discover Graduation Questions

    1. Maybe - but not necessarily. 2. You can hit the love button as often as you want (request credit line increase) - but I would wait 60-90 days in between, or else you'll kill more trees in denial letters. 3. They increase it what they want (there's not a set amount) and you can always call in and see if they will go higher. 4. It's almost always a soft pull.
  15. scott31337

    Wells Fargo launches revamped propel Card

    If I look at the DP's here - I would say you would be denied.

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