scott31337

If you refresh the page enough, the ad will move to another spot, or disappear. You then can read the whole thread. Op- you have to be persistent, annoy convergent so much they'll get tired of you and delete it. Look at the other convergent threads, i had one, paid OC, and finally got it deleted.

#fakenews or has not done ANY research...

Mine did not get me around 5/24 when I was "pre-offered" for the CSP. This was in April? or so.

The card is okay, but the payment methods suck. Bill Pay is kind of a PITA with it as well.

I checked my HSBC card today and it went from 2K>3.5K. My first auto CLI ever

The old lates do hurt, but yes, I would definitely get the util down a bit before apping for something else if I were you.

How old are your accounts? Do you know about Chase's 5/24 rule?

How old is this debt? Do you know the DOFD?

Citi DC has no annual fee, no need to cancel. You're over 5/24 - what are your FICO's at right now? You carrying balances? I'll follow up when I get home.

Accepting a payment and ramming a check to their mailing address are two different things

Convergent may not ignore the letter, but it's worth to try DV'ing with them. I'd personally see if you can pay Cox directly, and then you have to deal with Convergent removing it. It's time consuming, but can be done. (Use the search tool for Convergent for a few threads on this) https://creditboards.com/forums/index.php?showtopic=538754

I use Apple Pay quite a lot - I only have two cards normally in my wallet - I don't have to carry so many and it's convenient. To each his own.

Tempting, but I do want a Delta Gold when the SUB is decent again.

DW got 1.5k increase to 10k

I'm just waiting for something official, and I'll be going for it.