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Posts posted by andrew456



    On 4/28/2021 at 7:26 AM, jonson said:

    I'm just putting this out there for a datapoint, and should not be misconstrued as legal advice.


    NFCU was offering me some pretty low settlement offers last year before I filed for bankruptcy. The last letter they sent me was for 25% of the balance.

    how many months were you behind ?  I’m 4 months behind at the moment. What was the amount you owed?



    I have no other accounts with navy besides another credit card that I haven’t used with zero balance. 

  2. Hey guys I want some opinions. I have a credit card that’s past due 4 months I owe 25k on it. I lost my job don’t have much income. They offered to settle with me for 9k  which I can afford.  Is it worth settling ? I wanna get start re building my credit. I can’t afford to pay in full. It’s NFCU credit card 




  3. Hey guys I have a question I have a high 700 credit score. I was thinking about applying nfcu card will they give me high cl? For me to apply do I need to be a member is it worth me applying? My highest cl is 8k as of now and I currently have no revolving debt. Thanks

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