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paid2win's Achievements


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  1. I have two stubborn late payments from 2018 from Opensky (Capital Credit) and have not had any success in getting them removed. My scores are above 700 and was wondering how much weight would the late payments have three years later if all my other tradelines are positive.
  2. paid2win


    Is there a limit to the number of ELANS credit cards that can be approved. I just realized that both of my credit union's credit cards are issued by ELANS. I wasn't sure since I was already approved for one VISA for $18,000 at one credit union if I could apply at the other.
  3. paid2win


  4. It was originally on all three credit bureaus with a late payment. I disputed it with the Fair Credit Reporting Act on Equifax, Experian and Transunion. Each credit bureau deleted the late payment. However, now the entire credit history for that loan is no longer reporting on Equifax.
  5. After I challenged a delinquency on my mortgage it was deleted. Two months later my entire mortgage history has now disappeared. Trying to figure out how to get my positive mortgage history to reappear.
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