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  1. Not yet, but I will check it out! Thanks for the tip. Sent from my iPhone using Tapatalk
  2. Hello everybody! Thanks in advance for taking the time out to read and post. Im working on rebuilding my credit after some life challenges i had in 2013. In 2012 i had a severe eye surgey that cost me a ton of money. i opened a care credit account in 2012 with a 3k limit. unfortunately i missed some payments and before i could rectify the account it was already charged off. it was purchased by debt collector. In 2013 i settled for a less amount with Portfolio Recovery A. Since then I've written several good will letters to them asking them to remove off my credit report.(no luck) ​I did however write to CFPB and was able to get transunion to remove off my report. It still shows up on Experian and Equifax. Please help if anybody has had the same experience.

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Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.

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