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Posts posted by tiggerlgh

  1. Yes I know I need proper coverage. Just not sure what to do...


    Figure out the cause. It may be out if your hands if it’s due to local taxes.


    And as for insurance it’s coverage and the companies willingness to pay that matters.

  2. Ok, glad you think that, thanks!
    I opened an account with Wells Fargo, told them I did not want my account sold, and then told Flagstar numerous times to close the account. There are no Wells Fargo retail branch locations in Columbus, Ohio - my mortgage was sold to them and I opened the checking account online at that time to try to make my life easier (that really worked out.)
    The closest Flagstar Bank to Columbus, Ohio is in Van Wert, 131 miles away.

    Just trying to be clear. In your complaint I wouldn’t say you didn’t open it and it doesn’t matter what you told WF if it’s allowed in your original account documents.

    I would focus on the they didn’t close it. Requiring signatures is common so not doing it over the phone isn’t that odd.

    I agree on the comments above related to over drawing for account fees. I would look into that as I didn’t think that was allowed anymore.

    As for branch locations I was just stating what is online regarding the sale of the accounts

  3. I would call and talk to them. Despite what your OP says I think you already know you were playing on a razor sharp edge paying that late, and you were very close to 30 days late.



    ETA: it may be because as if 3/1 you owed 2 payments(Feb and March). But I would call and talk to them.

  4. What date does the statement show it was applied?

    If you pushed it from your bank it may have taken a day or two to get to the mortgage company depending on how they send the funds.

    I am not saying you are wrong just need full picture.

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