.jpg.1fe0abc3f8172dff881e9ae70e0eb731.jpg)
Please use the Feedback forum for questions about the upgrade. We will get to them as quickly as possible.
tiggerlgh
-
Content count
3,551 -
Joined
-
Last visited
-
What to do for an account going to collections
tiggerlgh replied to Jt92iceTaylor's topic in Credit Forum
Can you get the phones back or have the people help pay for them? -
do any of these things affect a house appraisal?
tiggerlgh replied to luckydriver's topic in Mortgages
It may be baked in. It could be he gave you some credit for the wall units and therefore only took off 3k for no central air vs $5k. This is just an example -
do any of these things affect a house appraisal?
tiggerlgh replied to luckydriver's topic in Mortgages
C/A is central air he took off $3k because you don’t have it. Plus xxx is where he gave you credit for things. -
Yes, the minimum payment is my control, in case I accidentally miss an account . I go through and PIF all my accounts monthly. Either way there are very easy ways to prevent lates in this day and age.
-
If you do it do not run your cards back up. You will be in a worse position than you are now. I am never a fan of converting unsecured debt to secured.
-
Set up automatic minimum payments for all cards so this doesn’t happen again. Don’t rely on getting mailed statements.
-
how do you get rid of a lien from a defunct company?
tiggerlgh replied to luckydriver's topic in Mortgages
Did you ever pay off the HELOC? Either through payments or refi? If not it’s probably legit. Even if the debt is discharged in Bk the lien usually remains (there are exceptions to that but would be clear in the BK). I would reach out to the current lien holder to see what information they have. -
No additional advice. Just hope you have the right insurance coverage.
-
I am not clear what you are asking or looking for. Your lease is separate from whether he is paying a mortgage or not. You have to keep paying or else he can evict you and you will have that on your record. The lease continues through foreclosure if it gets that far.
-
would a lender ever refi its own IIB car (or can i be financed)
tiggerlgh replied to luckydriver's topic in Automotive Financing
Oh you pay for it! It will just be added to the rate. Doesn’t hurt looking at it though at this point. -
would a lender ever refi its own IIB car (or can i be financed)
tiggerlgh replied to luckydriver's topic in Automotive Financing
Still way too long. You are 4 years into the loan. So the loan you are looking at has a 4 year term? I still wouldn’t do it. -
would a lender ever refi its own IIB car (or can i be financed)
tiggerlgh replied to luckydriver's topic in Automotive Financing
I agree! I was trying to be nice to OP and not have them make their 7 year loan a 10. They are already passed paying it off in 3 years. -
would a lender ever refi its own IIB car (or can i be financed)
tiggerlgh replied to luckydriver's topic in Automotive Financing
Don’t forget tens the term and pay more interest. It’s not a smart move in the long run. Just work to pay it off ASAP. Good Luck. 7 years for a car is already a long time. -
Does anyone know how to apply principle balance only?
tiggerlgh replied to helpmeout's topic in Automotive Financing
You still are as you will pay less interest overall. If I am understanding they are applying your extra to future payments so you are now a few months ahead. That is normal for many auto servicers. I would do what they said either call after your payment on send in a separate check clearly for principal only. If checking your accounts I am surprised this wasn’t identified sooner. -
Is it a bad thing to open multiple bank accounts for rewards?
tiggerlgh replied to helpmeout's topic in Credit Forum
Aren’t bank account bonuses taxed whereas credit card bonuses are not? I could be wrong especially with the new tax laws but that may also be something to consider. You still come out ahead though.