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tiggerlgh
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What is keeping your scores so low?
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Rejecting a modification. 130% LTV
tiggerlgh replied to leoincarolina's topic in Foreclosures/Loan Modifications
I am shocked they already gave you that many mods. I don’t see why they would hold off with that history. -
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Where are you getting you credit skore from?
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Wells Fargo Customers Say Paychecks Went Missing Following Outage
tiggerlgh replied to hegemony's topic in Credit Forum
My deposit went in fine today as well. -
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You need the 3b from FICO as that includes your mortgage FICOs. The 30 day late less than a year ago is hurting you as is the utilization.
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tiggerlgh reacted to a post in a topic:
When is it "safe" to apply for credit during the mortgage process?
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Car repo. Huge difference in the balance of repo pay off and CR.
tiggerlgh replied to Headnic789's topic in Credit Forum
They can charge interest on the judgement. You need to get to the courthouse to get the full file. Difficult states have different allowable ways to serve. -
90-Year-Old With Cancer Said LA Fitness Signed Him Up For $5K In Personal Training: ‘I Feel Like I Have Been Taken Advantage Of’
tiggerlgh replied to hegemony's topic in Credit Forum
This sounds like a clear case of elder abuse. There are laws against this for a good reason. -
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SOL is an affirmative defense if they sue. In most states they can try to collect forever, but can’t sue you for it.
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They report your total payment due which includes PITI (principal, interest, taxes and insurance). They are reporting accurately. Mortgage payments are usually more than just P&I. Which for some reason is all many focus on.
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This is similar to one I read the other day. They were complaining they may lose their home to foreclosure as they went three months behind on their mortgage to buy Christmas gifts for their kids and hoped to catch up in January.
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is tearing down a house violation of a mortgage?
tiggerlgh replied to luckydriver's topic in Mortgages
As CV says a commercial line of credit is very different than a residential mortgage. No way to tell the requirements there and as it sounds like your friend is renting and doesn’t own it they can’t tell either. -
is tearing down a house violation of a mortgage?
tiggerlgh replied to luckydriver's topic in Mortgages
Do they have a mortgage on the house or is it paid off? Odd the fire club owns it but rents it out? -
Advice Needed - is this LOE too much; should I skinny it down?
tiggerlgh replied to GLW's topic in Mortgages
It’s better. Still more than I would put in there. I would keep it more to your own responsibility not outside factors. -
is tearing down a house violation of a mortgage?
tiggerlgh replied to luckydriver's topic in Mortgages
I like that song! But in all seriousness no you can’t tear down the home especially without bank approval and the paragraph CV poster is pretty standard. I don’t think lead pair remediation would apply to be able to year it down -
Advice Needed - is this LOE too much; should I skinny it down?
tiggerlgh replied to GLW's topic in Mortgages
I would skinny this down. I also wouldn’t mention loss in value as a reason for default.
