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Received letter: "Please be advised that we cannot bring a legal action to collect this debt or threaten to do so because the statute of limitations has expired. If you do make a payment, we may be able to bring action to collect this debt because the payment may start a new statute of limitations." 1. I thought there was no SOL on 2nd mortgage/HELOCS 2. If uncollectible, is anyone familiar with Nevada Revised Statues # 3. If uncollectible, can a reconveyance of this lien be requested/demanded? Thank you.