When you have a foreclosure and file bankruptcy, is the loan supposed to be reported as " Included in Bankruptcy" rather than foreclosure? My old mortgage company is still sending me things pertaining to this home. I lost it to foreclosure in 2013, and I then filed bankruptcy because I had this mortgage for 17 years and only paid off 4000 of the original loan. I understand principal and interest, but that was just ridiculous. My interest rate was only 3.5% And no one could explain it to me. I mean I paid on this 46,500.00 load for 17 years and only got it down to 42,500.00 ???? Come on.
So anyway, they still have me listed on this mortgage at the mortgage company, " Bank of America". Over the weekend I received a letter requesting documents pertaining to the insurance claim for theft that was filed. I freaked out because now my name is associated with an insurance claim on a home I lost to foreclosure in 2013 and the last thing I want is any type of fraud. I again called Bank of American and I was assured this was sent to me in error. I don't like it. I have requested they take my name off this loan, since its no longer mine. They even at on time sent me a bill for 18k! Anyone know how I can fix this? My bankruptcy was discharged in September 2013. Thank you in advance.