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deazyman21

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Everything posted by deazyman21

  1. havent heard of this but interested to know what solutions are out there for something like this
  2. Really? I see on my credit report I have 3 inquiries I thought. Do soft inquiries count against the 5/24 rule as well? So a soft inquire for about 3-4 accounts at one time is ok? I have a 2 Biz loc, personal loc, 2 CC's. Thoughts?
  3. Can any established business owners share their experience with chase business LOC experience? Ive heard good things just want to know is it worth my time pursuing. I have been in business for over 12 yrs. Do good revenue have good personal credit and have existing business LOC already. I have a LOC with Wells Fargo & Truliant FCU. How many lines of credit is too much? Is there a negative downside to having multiple business bank accounts? Does that hurt you in loan process? Thanks for your insight in advance
  4. Anyone here have any experience investing in real estate using an self directed IRA's? Pros? Cons? What are the best investment strategies/options for an IRA? I saw a video that mentioned you could purchase realtestate, invest in businesses, etc using a self directed IRA. Any one have any thoughts/experiences in this area? Also just generally trying to get back into realestate investing I have a good amount liquid 100K+ any advice on smartest way to go about it? Any real estate investors out there?
  5. Anyone here have any experience investing in real estate using an self directed IRA's? Pros? Cons? What are the best investment strategies/options for an IRA? I saw a video that mentioned you could purchase realtestate, invest in businesses, etc using a self directed IRA. Any one have any thoughts/experiences in this area?
  6. Yes I they did have to pull my personal credit and my biz has been in existence for over 10 yrs. Not sure how ppl do the loc's without PG. Im sure its doable.
  7. 2yr Tax returns, financials, credit score... my business has been in existence since 2007 too so im sure that helped
  8. Wells fargo biz loc & personal loc Truliant Federal Credit Union Wyndham Rewards CC
  9. How often should I ask for CLI increase on personal and business loc? when I let them run my credit again is still a hard inquiry for an increase or soft pull?
  10. How often should you ask for credit limit increase? Its a soft inquiry if you already have an account with them right?
  11. Meaning 2Yrs Tax returns. I guess they also looking at the bank statements.
  12. Yes I had to submit financials and 2 yrs tax returns. They pulled my personal credit. I dont think I had much on my business credit file. It took maybe a few days I believe from the time I was approved. It was pretty quick turnaround. It wasn't deposited in my account it just shows up as an additional account I can transfer into my personal etc. I don't even have a business bank account with Wells.
  13. I guess so... I was expecting alot more given my situation & personal relationship... Maybe my expectations were unrealistic. Yea I just opened the biz account with them. My personal has been with them for a long time since 2001 since they were wachovia.
  14. I have a relationship with Wells fargo and have had one since 2001 I thought they would do way higher than 20k biz and 20k ploc considering I have a good amount in savings & income. I heard great things about chase. I have an Virtual Office address in atlanta I have had since 2007. Im thinking of opening up an account with them. What do you recommend I go for with chase? Biz Loc & Personal CC? Right now I just have two CC's.
  15. Yes I was also disappointed to realize that my 20k Business LOC was not being reported to business Equifax or experience. I learned after the fact it was SFBE which I had heard for the first time. Anybody know how we can work with SFBE?
  16. I have a 20k business LOC from Wells they do NOT report it to any CB only SFBE.
  17. Id like to get suggestions on which direction to go from here and how to go get some higher LOC's to do tech & real estate future goals. I'd like to hear from some people with chase business experience I have heard alot of great things about them. Im a Web developer with a 12 yr LLC web/software development company with some good business financials. I have good personal credit and high CC limits, As well as good revenue with my company and good liquid cash on hand. I have acquired the following: Personal Wells CC 25k Personal Platinum Card Personal LOC 20k Biz LOC 20k Truliant Federal Credit Union Biz LOC 1k (Feel like they lowballed me ) Wyndham rewards CC $12,5k I have a nice history of business revenue and a good paying W2 income as well as I do six figure software contract jobs (1099) for years through my business so I have pretty good returns as well so my DTI is really good. My only debt is a 20k Student loan. Where should I go from here? Anyone been in my position? Any and all comments/advice/suggestions is appreciated.
  18. Web & Software Development (Mobile Apps) Hair Supplier
  19. Does anyone have any experience with Truliant Federal Credit Union? Im interested in there business line of credit specifically but just wanting to know generally anyone's business relationship with them.

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