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biz101

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  1. I just wanted to update, I went to the office to speak to the accountant. I was able to pay the dental office 1/2 the price and also received a deletion letter. The dentist's office still owned the debt. That’s the reason I went that route. (whoever is reading my post, I did get one collection deleted because of why chat) the last collection was different from a standard medical bill. Sent from my iPhone using Tapatalk
  2. It was in office with the dental company “Brident” I have to look in my boxes in the garage. Give me a day, I’ll try to get the information. Last payment was March 2017. Sent from my iPhone using Tapatalk
  3. Apologize- yes I opted out. The date they also keep changing is (date of last delinquency) I know the SOL for Texas is 4 years, I believe that’s why they keep changing that date. It’s not the update date because they update a balance every week making the balance go up $2 every time. I pulled my annual credit report from Equifax- the account doesn’t state this account is disputed by the consumer no more. They (CA) updated the balance again last night.
  4. Correct date of service was 10/2016 yes I sent the follow up to CRA (transunion and Equifax) on 10/20 This is the third collection agency that bought this account. This was for Braces for my daughter (she was a minor than) I did a payment plan to get them for her. I didn’t have dental insurance that would cover her. Thank you for your patience and help. I am disabled veteran/ single mom, I fixed my credit now this. Also, I do want to know where these charges are coming from because I transferred her out of that office and i took her somewhere else due them messing up. Sent from my iPhone using Tapatalk
  5. One more thing, I am trying to buy a house this bill is $2303.24, it’s holding down my scores to do so. I do not know exactly what I can do to overcome this debacle. The company is Allied Collection Services, I looked them up in Texas to see if they can collect but no Bond came up for them. I know this company is JUnk buyer because this is the third company that tried to collect money from this. Sent from my iPhone using Tapatalk
  6. Why Chat, I received a letter from the collection agency stating they verified the information although the billing looks fake. The description of the services are blocked off but the dates and amount aren’t. On their letter it states they provided verification per title 15 U.S.C 1692 (g) and resumed collection. Equifax received my second dispute on 10/27 and already finished the investigation in 4 days which is still on my report. I am still waiting on transunion for their results on the second dispute results and on Experian first dispute. I am upset because I know this information they sent is wrong even the dates of service is 10/2016 they keep changing the date on my report every month this update they changed the date of last delinquency to 12/2017- Sent from my iPhone using Tapatalk
  7. Why Chat, I noticed that one collection had been removed, but the last Collection account, which is a Dental collection- verified as valid to both Equifax and Transunion. I went ahead and sent out a DV letter to CA priority mail with just the tracking number. This was done on Friday, October 15. Now they added the same account to my Experian. Do I do the written Dispute to Experian and wait and do the DV like I am doing with the other CRA? Sent from my iPhone using Tapatalk
  8. Why chat- I received a letter from one of the ca they sent “itemized” bill from the oc it has September 13,2021 on with no explanation of the service and it also has numerous things blacked out. Remember I sent out a letter prior doing the program.
  9. Darn, I sent out a dispute letter asking them to send me an itemized bill with the services and individual they are reporting on my CRA about, but I said the alleged bill, although I did signed the bottom. I haven't received anything from the CA but I did notice on my annual report for Experian “Account information disputed by consumer (Meets requirement of the Fair Credit Reporting Act).” I only disputed with the CA at the time of my findings. Also, the both of the MED were from 2016 of November.
  10. So I just found out about the HIPAA process but I already sent out disputes to the two CA. It’s 2 CA both are more than 3.5 years old. I’m in Texas btw, yesterday I sent out the first dispute letters To the CRA. Can someone be so kind As to let me know if I messed it up because of the wrong process I started with?
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