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  1. If you're interested, we have a lot of great information on business credit and loans listed here.
  2. This certainly highlights a good point: That you need to balance how much you're going to have in retirement with a realistic view of your retirement. As others have said, you probably won't be spending as much as you get older, and this amount will likely decrease as you age. However, your medical bills might go up, so you'll need to be realistic with your savings.
  3. Yeah, using credit cards is fine if you pay them off. The article likely meant using them and NOT paying the full balance each month.
  4. Is your debt Canadian but you want to buy a house in the US? They could have "not enough information" if you have no US credit. The poster above is right. We'll need more info.
  5. You'll have to speak to a Canadian bank directly. As mentioned, one that also operates in the US might be the most convenient for you.
  6. It depends on the hotel and it's hard to know for sure. Some will only charge your card after your stay.
  7. This is a really good, healthy and cost-effective idea.
  8. This is a good point. Every person has different things that they value above other things. The key to successful budgeting is to find out how to cut expenses that don't matter as much to you while still being about to enjoy your life.
  9. John Oliver always manages to bring an entertaining aspect to the news. Whether you agree with him or not, it's fun to watch and probably helps keep people informed.
  10. I don't have any personal experience, but I feel like it would be more difficult due t o, as you mentioned, how much information they have.
  11. I wouldn't send them income information, but your personal information and documents to verify your identity should be fine.
  12. Look through all of your bills and see where you can make cuts. You can save a few dollars a month by getting rid of paper billing (for example) or by cutting out some services you don't use. Also, follow the "time of use" electricity rates if you have them in your region. Shifting things like laundry to "off peak" times can save you money.

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