whipped

I'd freeze it. @ MFF's opinion. Got my new driver's license...we'll see if NFCU will accept me back.

I tried to cancel my 7-day trial membership with CCT as usual and called the number...instead of being able to cancel through their automated system, it seems like you have to talk to a live person? I'm on hold at the moment but tried few times last week and same thing as far as no option of being able to cancel without talking to a live person.

For the most part yes. For Ebates VISA, CareCredit, Summit Racing, Newegg, Ashley Furniture, ABT Electronics, and I know few others I don't have an account with aren't TU and they will hard pull for CLI (must call in through their automated system).

You'd think people will be excited enough at least to contribute to the database... Love the DB; sure, there are plenty of updates that can be useful but for what it is right now I don't mind the extra search.

Congrats!!!

I just checked my EQ report this morning and went up by 59 points I don't think I've ever had a FICO this high in my life Thank you CB 14 on EX & 17 on TU. I only disputed EQ because they (Santander) started to report again which is inaccurate. I do see a heavy inconsistencies on the EX & TU so I may target both CRA's first to see if they would just outright delete it. I have a feeling EX will be pretty difficult is my wild guess.

Long story: https://creditboards.com/forums/index.php?showtopic=589910 Short story: Santander auto loan paid off in 2012 with number of lates. They recently updated all the way to Feb 2017 as if I was still paying. Filed CFPB complaint against EQ & EQ said to give them 60 days to investigate Filed BBB complaint against EQ & Satander Santander told me to pound sand and case closed by BBB; I left a note saying delete it or I'll talk to a lawyer EQ said they're looking into it Today (after few weeks), I got an email saying Equifax wiped out the Santander account!!! Checked the backdoor and BOOM! It's gone Now I have the cleanest report in err 20 years. No lates. We'll see what the current FICO is (as I updated earlier in the morning) in the next few days. @mendelssohn, you were right, EQ does delete...now see if TU & EX would budge. Lesson Learned: Never ever give up on the baddies!!!

Success in deletion!!!!! See this thread https://creditboards.com/forums/index.php?showtopic=591459

Serious congrats to you...Sarcasm only aimed toward Discover, in jest[emoji4] I'm sure my Disco card in the sock drawer (more like a freezer bag) appreciates it

AMEX business gold charge card

Not sure if everyone's being sarcastic or being serious But thanks

I think I received at least 30+ denial letter and after 10 months of opening the account *drumrolllllllllllllllll* +$300 & first CLI with Disco I couldn't believe my eyes lol. I never use this card but maybe the system got sick of sending out the denial letters. The change that did happen to my reports are my utilization dropped from 9% to 3%. In either case...I'll take it. I should probably use this thing? It's the top 5 lowest CC along with Cap1 Spark Biz and AMEX blue cash everyday.

I agree and I will spending just enough so in case my inventory doesn't sell within 30 days I can still pay it off with no problem I switched to Gold Business charge card as I saw better benefit with this card instead of the Platinum. Still got the Platinum card before they could cancel it although this one's not metal (maybe because of the charge card?). Gold has at least the annual fee of $175 waived the first year and $5,000 in 90 days will net me 50,000 points

Okay thank you. I applied and got approved for the Platinum. Hoping to at least get the 75K bonus points I have a bit to purchase for my business so going to do this very carefully.

I seriously would not get Sears anything with their stores closing all over the country. I wouldn't be surprised if Sears & K-Mart gets completely wiped out by end of the year.

#lifegoals

Would AMEX shutdown new charge card account if I carry a balance for their charge card? I'm trying to establish a relationship with my local CU to hopefully obtain line of credit but also eyeing the benefits of using AMEX charge cards. The only issue of course is that if the product doesn't sell and I carry inventory, I would have to pay the balance by end of each month correct? I'm completely new to business lending so wanted to ask before I even think about applying

Wait what? I can't remember the last time I got denied based on their score.

Picture would definitely help, sounds like a simple fix though either way? Brake lights usually use 14-16 gauge wire so anything in that range will work just fine. Obviously make sure to disconnect the negative/ground wire on the battery before doing anything. Butt splice connectors will make it really easy to splice in a new wire You'll just nee some sort of a crimper (or pair of pliers if anything).

How high is the interest rate? If credit unions can't do it have you tried Avant if not One Main Financial (worst case)?

647 as of 2/28/17. Hasn't updated on mine. Roughly 30 points or so lower than FICO 8...