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  1. You should be able to call and ask. If they require you to send a letter, it may not be worth sending a letter and then waiting to send another letter with the account information - they'll have to look it up either way. Thank you!
  2. My war starts tomorrow but I need one small piece of advice!!!! I have an old Walmart account that is closed, however i do NOT have any old bill statements or any other paperwork for them. So my question is, how would I go about getting the acct #? My credit reports leave off the last 4 digits and i would like to add that to my "Goodwill" letter. Thanks in advance!
  3. Account opened in 03/20132013 M. A. M. J. J. A. S. O. N. D. OK OK OK 30 60 90 OK OK 30 60 2014 J. F. M. 90 120 ok Account paid in full and have not reported since 03/2014
  4. Don't touch those. They are helping you not hurting Even though they show multiple latest on the TL? How is that helping?
  5. Bannister, How did you go about the account that was closed but still showed open and current?
  6. Thanks Breeze. I was just curious as to what others have experienced and what they have noticed. I've already read through the docs transcrips multiple times and have learned a ton of info that I am personally going to take advantage of.
  7. Just out of curiosity. What are some of the most common "Errors" that are that are found on others credit reports? Is it the amount as to what is alleged to being owed? Or dates of the tradeline? Is it time of reporting? Just want to hear others opinions.
  8. An old friend told me about this website and decided to check it out and read. After countless hours of reading, it all finally clicked. So I am now officially going to START attacking my bad marks. Here's my plan of attack and I would like to hear everyone's feedback. 1) Opt Out - Easy as 1-2-3! 2) Pull Current Reports - from all 3 CRA's 3) Delete Old Addresses - All but my current one and my previous one with a baddie tied to it are gone. 4) Triage my reports - not too bad but WILL be better with a little help 5) Plan of Attack - Listed below 6) FIGHT!!!! Baddie #1) SYNCB/
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