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Gypsee

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Everything posted by Gypsee

  1. Poor Granny... Sweet and innocent just trying to buy groceries to make a delicioua dinner for ALL her critics!
  2. Global Entry Card and BIG package from Adam & Eve 😇
  3. Ive always heard if you BK Macys you would be hard pressed to get back in with them. Ive also heard if you pay them what you bk'd they may issue you a small cl. I bk'd Macys in 2011. I had their store and Amex cards and bk'd them for over $7k. I like their sales and discounts you get with their card so i decided to to apply and see what they said tonight. I was instanly approved for $500. Might be worth a try now... maybe they have loosened up due to poor sales?
  4. Update.... My partner applied tonight in store and was approved for $7000 also. He had a bk discharged 2 yrs and 11 months ago. Ive rebuilt his credit galore! Were 2 for 2. If u have a bk and good history since dc, Id give it a try.
  5. Nords still says yes or no. I burned them in a Bk in 2011. I tried for one last year when TD was the issiuer and they said no due to a previous account that was bk'd. Save the inquirey!!!!
  6. I joined Costco tonight and applied for their new card with Citi. Was instantly approved for $7000 and i have a bk 7 showing on all reports that was dc'd in 12/2011. Dont know who they pulled but my Ficos are EXP 691, TU and EQ 674. Massive rebuilding since bk and perfect pay history. Might be worth a try for the bk group.
  7. Can tou do this w/o having a business?
  8. its good for the 5% off IF you shop there. My card was stuck at $500 for years and they bumped it to $700 woo hoo. Id keep it if it served a regular purpose for you, if not then let em close it. you could always ask for a cli...which they are notorious for saying they dont take requests... and if they say no, you can close it and the limit will show as $300. thats better than then choping in to a $200 limit then letting them close it imho.
  9. Ive never understood the mutliple payments a month. I understand it for keeping utl low but numerous payments is ridiculous. IMHO that just draws attention to the account. And someone even said they pay after each purchade "because of being scared of debt". Use a debit card then!
  10. If you think first class was exciting, wait till you join the mile high club!
  11. No...bk too soon and they arent bk friendly
  12. Gypsee

    AMEX BCP CLI

    My recent relationship is a few months. I did have a card in 2006 that I closed in good standing. My BCE card says member since 2016 and online it says 2006. When the Platinum card came it has 2006 on it.
  13. Gypsee

    AMEX BCP CLI

    Im in the same boat. I opened my $15k BCE on 10/8 and have used it heavily and paid in full. I currently owe $600. On 12/9 I can ask for a cli. I opend a Platinum card in the last two weeks and have almost met the $3k spending requirement. Im a lil scared to ask for the 3x increase to $45k on the BCE in fear of FR. My income can support a cl of $25k. I have a $32k cap one card. What would you do?
  14. This is one card from Comenity worth having... they gave me $6500 cl and my so $6k... and soft pulls to boot!
  15. As if youre in any position to psychoanalyze anyone. You can skip the post, read something else, reply to someone who gives a damn. Go ego masturbate some where else.
  16. Unless she pays cash for the car it will affect her debt to income ratio. She is FAR better off paying her current loan in full, purchasing her house, THEN buying another car after closing.
  17. Well as of today the available credit is back to normal and all holds have been lifted. Unfortunately, I no longer care and the card is in the sock drawer. 👩🏿👍🏿 Ironically, I made a $2800 payment on my Amex BCE yesterday and they credited it immediately and incresed the available credit before I logged out. Gotta ❤️ Amex.
  18. I wanna apply but im scared!!! I just got my BCE less than 2 months ago...
  19. I just got my BCE a mobth ago with $15k limit. Wonder if the 3x cli would work for me. Im about to pay my balance of $2700 in a few days
  20. Payment was made on Thursday and posted friday via their website. No biggie... just annoying and I have other options.
  21. So Ive had a marvel MC for ablout 5 months with a cl of $4k. I recently made a payment of $2k and balance is 0. Available credit only shows $2k. Ive never paid late or bouncd a payment. CS rep said their policy is a 4 day hold. I told the supervisor my policy is to not use the card in the future. How lame. As if its a secured card! Ill use my Amex $15k or Cap 1 $32k instead. Already in sock drawer for the cold winter ahead!
  22. I bought a Macbook Pro 6 months ago with my Bliss card. I paid the balance off yesterday before they could charge me with the interest for the last six months of a free ride. I feel horrible.... How do you cope in similar situations?

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