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Everything posted by Videogamesrock

  1. Does anyone have the link for equifax’s business search?
  2. I don’t think this matters too much anymore. Gone are the days where the bank made a rationale about how a wire attached to a wall that goes ring ring somehow makes them more likely to pay. I say get a virtual number that also allows facing. Cheapest option is the best. I don’t have a fax number—I use whatever’s free online. I use TD Ameritrade brokerage account for my checking. I can deposit checks, get a free debit card and checks for my LLC brokerage account and of course I receive interest and can buy stocks that pay dividends which shows revenue.
  3. Does anyone know how to check their DNB report? I've tried iUpdate but it seems to have been retired.
  4. It's a business, but what will we benefit by having a strong business credit file other than opening office supply accounts?
  5. I would say at least 3 for 90 days before you dabble at any harder ones. What I did was setup 3 Cap 1 Sparks credit cards which instantly reported large balances to all 3 agencies. Got approved for 10k and did a 10k job which took me 3 months to pay off. But the 10k high limit posted asap which made getting approved for all of the others much easier. Does anyone know if there are any credit applications that ask if you have a parent company? I have several disregarded entities I'd like to build credit for and piggy back off of the parent.
  6. So once we have achieved great credit through suppliers; what can we actually do with business credit? Will it help us get cash loans or better customers?
  7. My experience with their business bankers is that they know nothing of business, how a business is formed, how that the SOS isn't a police force for LLC's and yes there are states that do not list the members or managers on the SOS website; gosh forbid you come in with one of those -- took Alan Barker like 1.5 years to tell me he couldn't open an account for me. Went to a different branch and they opened the account in minutes.
  8. Capital 1 reports to all three business credit companies. The down part is it also reports to personal. If you have good credit you could apply for a few of these cards and get the trade lines reporting asap.
  9. If you choose the $39 option NAV will report as a tradeline too.
  10. Most software's are starting to flag UPS or other mail box locations. I suppose you could use a relatives address.
  11. But in a year you’ll be much better off with that aged company.
  12. The statute of limitations usually caps at 6 years in most states. If the company is 40 years old I’d say you are safe.
  13. I don’t see any inquiry on my credit report. The interest rate is 4% over six months with an 18% APR.
  14. DNB restored my profile. QB approved me for $15,000 with a six-month payback period. The current credit score is 660 with about 12-accounts showing on my DNB. I was told that as I build a history the credit lines with QB can be larger and for longer terms. I also was approved for $5500 through Amazon today.
  15. I have not applied. Some F tard at DNB wiped out our entire profile because he couldn’t find our company on a random SOS website and did a google search for our company name to find our phone number. The random number google gave him was disconnected. So now I’m waiting for DNB to restore everything. I will report back once I apply. Documentation galore.
  16. It looks like I can set up divisions in iupdate at DNB. What would be the benefit of setting up divisions through DNB?
  17. I use qB online and they recently have a new lending function I've noticed. They look through your QB and pull DNB to give lines up to 100k. There is a soft pull on personal and they report to Experian. Interest rates as low as 3.8%.
  18. I'd like to know also. Since 2009 nobody at any branch knows anything about business loans nor do they know how to read financial statements.
  19. They are insanely stupid. How does this man have 13 years experience and know so little. He kept wanting to know how do you verify the members of the SOS doesn't post it online. I told him operating agreement - Bus Law 101 dude.
  20. Thanks I have him applying followed by a sponsor. Do you know how their commercial loans work? I don't like to get the CLC and a commercial loan.
  21. It is now official two weeks since I've tried opening a business checking account with WF. The pleb banker was touting his 13 year experience opening up bank accounts. Unfortunately he's poorly trained and amazingly knows very little. At the current moment WF online banking can't open an account and is referring me to the branch and the banker of 13 years doesn't know how to open up an account for an out of state LLC. I have 100k to open an account and need a line of credit and sorry Wells Fargo your brain dead bankers won't be getting any of that.

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