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  1. Just walked into Sam's Club and applied for the no PG MC. Got approved for $10k. My DNB has 16 TL with a 10k high.
  2. That worked, $2400 on its way, but using only my partial address.
  3. Can anyone confirm if they report to all 3?
  4. I've gotten nothing and I can't seem to get the $1200 stimulus either so far.
  5. NAV 39.99 a month plan reports, and eCredable $9.99 will report next month.
  6. It appears eCredable has deleted the Experian field and replaced it with DNB. I'm assuming their partnership is going through where they will report utility TL'S. They are still in trial mode with Equifax, but my six utility accounts have already posted there. I hope they work things out with Experian moving forward.
  7. This one is pretty friendly, personal and business credit check on Experian. You'll need some decent personal credit and decent trade lines to get it, but the process is quite quick. https://www.pnc.com/en/small-business/borrowing/business-lending.html?WT.mc_id=SBL_Offline_0001 Bankers are knowledgeable and make the process smooth...need one bank statement and possible tax return if the rest is weak.
  8. It's a barrier to do business, designed to prevent terrorism, but in reality how does that extra step create any benefit for anyone.
  9. Yes, you are required to provide beneficial ownership if anyone owns more than 25% of a company. If all ownership is less than 25% then you can skip that step. You'll still need to PG cash lines of credit either way.
  10. I've setup a division in every state that we do business in. Under Quill I was able to add them as different businesses under my main profile and each received a different Quill account number upon placing an order. Besides also setting them up under NAV, they should have 2 trade-lines reporting relatively quickly. This is an easy way to use an existing credit relationship from the parent and boost the division simultaneously.
  11. I just added one of my divisions to my NAV and it appears someone elses credit lines are reporting on DNB only, nothing else on Exp or Equifax. The tradelines are as follows $15k, $15k, $70k, and $65k with a 79 paydex. I'd like to either do Home Depot or Lowes--does anyone know if they pull DNB only or who does?
  12. You can use your registered agents address too. And yes, you will piss somebody off at sometime in your line of business.
  13. I wouldn't recommend using your home address. Someone you have a disagreement with may show up there...happened to me.
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