So I was looking for some advice! Currently looking to add 3 cards max to what I already have!
Equifax is frozen because of 2 baddies. (Fico 623)
I would like to do this with either Ex or TU being pulled
TU (Fico 641) 1 collection (2012), no lates
EX (Fico 674) 0 collections,
Credit Utilization: $814/10,200 (9%)
Hopes and Dreams:
Apple Barclay (with a limit of 2k) (Looking to get a new cpu but take advantage of 18 months interest free*)
Capital One Quicksilver (with a limit of 2k to 3k)
Amazon Store Card (with a limit of 1k to 2k)
Currently Have 2 Capital One Cards and 1 AU (Capital One/ ALL with Small limits)
Biggest Limit is an AU of Bank of America (8,000) (12 years old)
FYI! I am rebuilding! I had a win this week with my credit union who pulls FICO 02 (Experian which was a 720!!) instantly approved for 5k visa credit card! But used a cash advance of 2500k for a major purchase that I will pay back over the next 3 months! Did not hit my credit reports yet!
I know some people would say to wait, but I am looking for advice on what cards I could possibly get, I would like to help utilization during this time!
Thanks for all your suggestions!