carlburgin

And to top it all off now they have decided to close my Kohls account also And remove me from being an authorized user on my daughters card. ??? Really mind blowing and Ive tried to reach all the top execs. I was told by a manager that they were the highest it gets. It was told to me that it was a business decision. No explanations whatsoever.

Sorry Mr. Technicalities. It was not a venture card but just a platinum. Sorry buddy.

I do not MS. It's got me boggled. I mainly just started really using the cards within the last few months. I had a Venture with a 1350 limit and a Quicksilver card with 750 limit. The venture was about a year old Qs was about 8 months old. I mainly used my Qs to purchase all of my gas, food and hotel while out of town on business and my venture card for bigger hotel purchases. Yeah I was constantly making payments to my cards because I would reach the limits and then pay them down. I barely even used my points. I probably had less then 100$ accumulated over the time period my cards were open. I'm still waiting on the letter they said was in the mail last monday. Sorry Carl I'm calling B_U_L_L_S_H_I_T on this one. According to Cap One's Venture One's application the minimum CL is $2,000 How Do You Determine My Credit Line? We will determine your credit line after a review of your application and your ability to pay. If your application is approved, the minimum credit line you will receive is $2,000. The Venture has the same wording except its $5,000. What's the deal with you and Cap One? Did she cheat on you?

I do not MS. It's got me boggled. I mainly just started really using the cards within the last few months. I had a Venture with a 1350 limit and a Quicksilver card with 750 limit. The venture was about a year old Qs was about 8 months old. I mainly used my Qs to purchase all of my gas, food and hotel while out of town on business and my venture card for bigger hotel purchases. Yeah I was constantly making payments to my cards because I would reach the limits and then pay them down. I barely even used my points. I probably had less then 100$ accumulated over the time period my cards were open. I'm still waiting on the letter they said was in the mail last monday.

First time its happened to me. Its got me heated. Im ready to file a complaint through the Attorney Generals office until they can give me a specific reason for their decision.

I use credit karma religiously. Going to sign up with my fico to check.

Only thing that I have recently done is transferred all of my cards to one card through my credit union to get that lower interest rate. My cap 1 cards I use for my business expenditures. So I am constantly making purchases and then paying them off right away. They will not give me a true answer. Spoke to the executive branch numerous times. Same answer ever time. It was a business decision. Heck with reapplying. Ill take my bisiness elswhere. It just sucks not having any real answer or closure.

So unexpectedly Cap 1 has decided to close my accounts and wont give me any information as to why they did so. All they can tell me is its concerning past, present, or future legal actions. Ive called all my local offices. I have no such actions. I had a tax lien 3 years ago for for 50 dollars that was released and this was prior to me getting the Capital one card so this shouldn't be a factor. Anyone have any advice on how I can find out the specific reasoning behind this closure?

So let me just ask this, emailing the ceo and asking for a cli is a good idea?

Thank you for your chime in Stephano. I am simply looking for some advice. What advice would you be able to give me? And yes I too have realized the fallacies of RDPD.

So I'm trying to figure out when exactly all my cc report to the cra's. I'm thinking about having all of my due dates due on the 28th of each month. I have Cap1, Discover and DCU Visa. Is it best to have them all due on the same time that way I can make sure one of them has a low balance and the others have 0's. Trying to get my score up so I can apply for a big loan.

I have recently been successfully in getting a few things deleted off of my credit report through the credit karma direct dispute option. Sent from my SM-N920P using Tapatalk

Thank you for your response. I will look into the fha 203k. I'm looking to be between 5k and 20k down. So hopefully that would be enough to help out. I see your name is the Loan Professor? Why is that? Are you a loan officer or is that just a name you chose?