I had a Discover business card that was opened in 2007. Things really hit the fan in 2011 for my business and Discover transferred the account to Main Street Acquisition Corp in 2011. There are 3 30 day lates showing on the main st account and no payment data on the discover account on my EQ report. The main st account is only on my EQ report. I have PIF this account since it was closed.
What is strange is that when I have tried to apply for discover the last couple years I am always denied because of a previous unsatisfactory relationship with them. One of their UW told me that there was even still a balance on the account (that was before it was PIF). This leads me to believe that even though it was transferred to main st, it was really still a discover account. I don't really understand to be honest.
Is there anything I could/should try to do about the main st account being on my report? I tried goodwill letters for the 30 day lates but they wouldn't budge. Maybe just leave it alone?