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wj2005

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  1. So I just got approved for my second nfcu cc.. this one with a $15k limit. My 1st cry cc has a $10k limit. Should I pull the trigger for cli on the first and if so how much should I try for?
  2. I don’t disagree. I said the exact same thing lol
  3. It was his first card right out of high school. His other ones are Amex, chase x2 and cap 1
  4. That shouldn’t say mom... it should have been I’m lol. No mom involved. Stupid autocorrect on my phone... it it was one of those first cc’s that have zero rewards and an af.
  5. So my brother has about $30k worth of revolving debt. One card is $15k and 31% interest (his first card). The others I believe are chase and Amex. I’ll be finding out what they all are tonight. Mom trying to figure out the best course of action to help pay these down. Ultimately I think a consolidation loan would be the best... or try to get some 0% bt offers but I’m sure it will be hard to get approved for ones high enough to make a difference. So what would be the best options for either a consolidation loan or bt offers? im also going to pull credit reports and scores to see exactly where he is at on everything this evening.
  6. wj2005

    New AMEX gold card APPROVED!

    It’s for 50k...
  7. wj2005

    New AMEX gold card APPROVED!

    Here is my referral as well lol http://refer.amex.us/ALFREM6xjw?XLINK=MYCP
  8. wj2005

    New AMEX gold card APPROVED!

    I never said there was a value to what it was made of. Hell I can use it now and I don’t even have the card in my pocket. All I said was that I had wanted a metal card ever since I have been on my credit journey and with the changes they made it was still a good fit for me. There are other cards cards out there that I have my sights on as well BUT with the pre approved offer I had from Amex I decided to see about getting my foot in the door and I was able to achieve that. Thanks and also congrats to you on it as well.
  9. wj2005

    New AMEX gold card APPROVED!

    Not the only reason so don’t get all bent out of shape. I love how assume something that isn’t true. But then again I don’t have to explain my reasoning to you as your not my keeper. Your just a random person on the Internet making assumptions without knowing everything. I can use the perks that the card offers and justify the af. With that being said I’d say maybe you need to know the whole story before making your assumptions or smart flowers comments. Just my opinion and you can take it how you wish. If you wish to help as you as you stated in the first part of your response I’d love to see it! Because it seems to me that most of your comments are more on the negative/questioning side of things (being a smart flowers) vs actually helping. If you wish to contribute something that would actually help me then go for it I’m all ears. If not keep it to yourself please. Oh btw I haven’t gone on to your posts about acquiring his card questioning why you got it etc. because honestly I don’t give 2 💩💩 why you did. Unlike yourself you would rather take the time to knock someone down that has acquired a new account and is excited about it.
  10. wj2005

    New AMEX gold card APPROVED!

    I’m just curious why it matters to you so very much the reason someone would get a card?? Just doesn’t make sense to me. And honestly I don’t have to answer to you with your stupid comments so I’ll kust keep my opinions to myself. Thanks though for your concern 🙄
  11. wj2005

    New AMEX gold card APPROVED!

    What do you want me to explain... I mean it’s not really any difference to someone wanting to achieve $1 million dollars worth of available credit just because they could. Because I already had a preapproved offer of the Amex gold card before this one (which I was going to apply for) I then went ahead and applied for the new one.
  12. wj2005

    New AMEX gold card APPROVED!

    Yeah I know... sucks lol
  13. wj2005

    New AMEX gold card APPROVED!

    I read somewhere that some people in the past got the offer... might be worth a try. Idk
  14. wj2005

    New AMEX gold card APPROVED!

    Where were you less then an hour ago lol. I wonder if I can call and tell them about this or not?
  15. So with the rollout of the new personal AMEX Gold card it caught my attention. Firstly because it is an actual metal card. That is one thing I have been wanting to achieve just because. But also because I feel that getting one would really makes feel sorta accomplished in the credit repair department. Sure some people might think that’s a dumb reason but everyone has their own reasons for everything they do. But with the new new perks it would be easy for me to achieve the spending limits for the 25k mr bonus plus the restaurant bonuses as well to make the new $250 af actually affordable. I was alreafy Pre-Approved for the old gold and green card but then today it only showed the green... probably because of this card being new but idk. So I decided to take the chance and see what happens and BOOM it was approved! Im all setup, have my number in Apple Pay and also have my account online setup. I tested to see if my spending power will allow a $3500 purchase and it said it would be! so now my question is what should apply for next with Amex as I have heard going for 2 at once is better if I remember correctly. Of course this one would be a cc.

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