Awesome CB family in need of advice!
Recently had my pristine credit score hit by 80 pts due to a CO from my Credit Union. Long story short I used the acct solely as a means to transfer funds to my coinbase acct. Low and behold a transaction put me in the negative for a grand whopping total of $27 dollars!
The branch manager states that they mailed me a letter (2 to be exact) to my address on file however, I don't recall receiving one or if I did I more than likely tossed it as the CU constantly sends Life insurance solicitations. I inquired on why I never received a courtesy call due to my long history and exceptional loan payment history but to no avail as she stated that they were not obligated to! Argh!!
I also asked if I payed the measly $27 dollars would they remove the negative remark from my CR and she snarkly said NO!
Any suggestions on how to have the CO removed?