Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


Rachel8792

Members
  • Content Count

    32
  • Joined

  • Last visited

  1. Hey everyone, I need your help. Currently I have 20 lates being reported on my credit report, 5 on each of the 4 accounts I have with fed loan. I tried disputing with the credit bureaus first and even sent a copy of my letter of forebearance, but they came back verified What can I do to have these lates removed? Sent from my SM-G920T using Tapatalk
  2. I just wanted to post an update, and let you all know the why chat method works. The OC would not remove it, but that last step and contacting the cra s really made the difference, and improved my credit score tons. Thank you Whychat! Sent from my SM-G920T using Tapatalk
  3. Good morning Whychat. I spoke with the hospital this morning regarding the money order I sent them. The hospital has not cashed the check, and told me they forwarded everything to the collection agency. I dont know what to do next, since the check has yet to be cashed Sent from my SM-G920T using Tapatalk
  4. Thank you so much, ok im going to call tomorrow to start the repayment plan Thanks Sent from my SM-G920T using Tapatalk
  5. Yeah, I had it calculated, my student loans, the 2% comes out to be 400. If I go into repayment its about $48 Sent from my SM-G920T using Tapatalk
  6. Hi everyone, I am new to this group, and I have been reading as I prepare to buy my first home. I currently have student loans (probably forever) but I have it listed as 4 accounts on my credit report. They are still defferred, but the loan officer told me that they need to know the at least estimated monthly payment, or I need to go into repayment to figure out the monthly. My question is since I have my student loans split into 4 accounts will the mortgage count the monthly payment x 4 or will they honor the amount I tell them? I want my dti to stay low, and I know this wont help Sent from my SM-G920T using Tapatalk
  7. Thank you whychat. I called, and the rep I spoke with was unable to find the payment, and advised that they emailed the accounting department. I should hear back in 3 days. Sent from my SM-G920T using Tapatalk
  8. Good Morning Whychat. I know you said to be patient, but the house my husband and I are wanting to buy will be up for sell earlier than expected in 2-3 weeks, and the medical collections are holding us back. I mailed the check on 02/23/15, and the hospital has not cashed the check. Can I send the courtesy letter to the OC to follow up? Sent from my SM-G920T using Tapatalk
  9. Ok, I am going to mail it out today. Thank you Sent from my SM-G920T using Tapatalk
  10. Whychat, im beginning to recieve responses from the CRAs for my husbands medical collection. The first was received yesterday acknowleging the relationship between OC and CA. Nothing from the CA yet. Since I havent paid the OC, do I send the HIPPA letter with payment next? Or continue to wait? Sent from my SM-G920T using Tapatalk
  11. We have not submitted the payment to the original creditor just yet, we have only sent the dispute letters to the credit bureaus to verify relationship. I havent heard back from the cb s yet, but once I do we plan to send payment to original creditor Sent from my SM-G920T using Tapatalk
  12. Whychat I need help. I am helping my husband remove a medical collection from his credit. I sent the dispute letters early February, and today he received a call from the collection agency and answered the call. Im not sure if this will mess up the process but he told the collection agency that he is paying the hospital directly. Should I be worried, or continue the process Sent from my SM-G920T using Tapatalk
  13. Hello Whychat. On Wednesday, March 24th, I sent out the payment for the collection account to the hospital via CMRR. Today I received the return receipt advising they received it on Feb 26th, Friday. The money order has yet to be cashed, should they have cashed it already? Sent from my SM-G920T using Tapatalk Feb 24th * Sent from my SM-G920T using Tapatalk
  14. Hi everyone, I am new to this forum I have a charge off with barclay that I paid 2 years ago, and I want it removed from my credit report. I sent a goodwill letter, but it didnt seem to work, are there other ways to have it removed? Sent from my SM-G920T using Tapatalk
  15. Visit the medical collections subforum Sent from my SM-G920T using Tapatalk

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines