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About purplegurl1920

  • Birthday 06/03/1970

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  1. To reassure you it will be ok. First thing that took a hit was the average age of credit. You add a new card so now 15 yrs is cut in 1/2 due to the new card. It will recover it will just take time. As long as you don’t have any plans to purchase anything anytime time I wouldn’t worry. You know you are good. Sent from my iPhone using Tapatalk
  2. Since I was 90% on that card my score took a hit. I was paying it off to boost my score. So if they pull right now, my letter will look at little something like this. [emoji23][emoji1787][emoji23] Dear Madame, Are you for real? Hell No, there will be no increase for you. We are in middle of a pandemic and people are out of work. You are not about to charge this card right back up. Yes, we know it was $8k but Madame please sit down and take this $1k because we could close your card altogether. Next month after your dramatic score increase we may auto increase you. We doubt it but that may give you some hope. Kind Regards, Barclays Card Management [emoji1787][emoji23][emoji1787][emoji23][emoji1787][emoji1787][emoji23][emoji1787][emoji23][emoji1787][emoji23][emoji1787][emoji23][emoji1787][emoji23][emoji1787] Sent from my iPhone using Tapatalk
  3. Yeah about that. It was 90%. I was a bad bad. It’s 0% now. [emoji322][emoji322] Sent from my iPhone using Tapatalk
  4. Save thing happened to me on my Barclays NFL card last week. They reduced me from 8k to 1k. It hurt my feelings I called them and they wanted to do a hard pull to restore it. I was like what the what???That’s ok. I was blessed to be to pay it off so they just did me a favor. I was trying to decrease my utilization. Sent from my iPhone using Tapatalk
  5. That’s what I’m talking about. That interest helps a little bit. Congrats Sent from my iPhone using Tapatalk
  6. https://www.consumerfinance.gov/about-us/blog/what-you-need-to-know-about-student-loans-and-coronavirus-pandemic/?utm_source=newsletter&utm_medium=email&utm_campaign=wc&utm_term=April12020 Sent from my iPhone using Tapatalk
  7. https://studentaid.ed.gov/sa/repay-loans/default/collections Your other option to avoid garnishment is to make a request for a hearing. You should make a hearing request in writing, postmarked no later than 30 days from the date the garnishment notice was sent; make a request for a hearing, even if you are requesting copies of documents, because requesting documents doesn’t delay a garnishment order; provide proof to support any objection made to the existence, amount, or enforceability of the debt, or financial hardship; and pay any expenses you incur to obtain legal representation and to attend an in-person hearing. (All in-person hearings are held at one of the three regional offices: Atlanta, Chicago, or San Francisco. You are responsible for the cost of attending and the cost of any witnesses that attend on your behalf.) Sent from my iPhone using Tapatalk
  8. Congrats. When you are done save that money each month. Then when it’s time to get another can chunk a ton of money at it. Then have a very low payment. That’s what I do. Sent from my iPhone using Tapatalk
  9. Yes, read the fine print. Make sure they didn’t make the term longer. Hence, the lower payment. Sent from my iPhone using Tapatalk
  10. I love a great success story. Sent from my iPhone using Tapatalk
  11. Next will they start to takes taxes from your check too. Oh wait, this is already happening. [emoji23][emoji23]Please don’t let this happen. Sent from my iPhone using Tapatalk

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