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trob56

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  1. Wells never shut me down and I put plenty use with mo Sent from my iPhone using Tapatalk
  2. I had a similar experience joining navy it was long awful process they made my gf go thru same exact steps asking for more forms of verification than I have ever expected to join a credit union both of us have clear eligibility through our parents and navy made the process horrible. They gave her 25k card and then gave me 2k which is laughable since my file is much better. Haven't used cards at all actually thinking about closing them out no good words for me in regards to navy they treated us like crap
  3. Hey I have a one vanilla mc mixed it the few I purchased last night how can I liquidate it declined when I tried purchase mo Sent from my iPhone using Tapatalk
  4. I think it varies I know of someone who dumps mo in wells with no issues Sent from my iPhone using Tapatalk
  5. You don't have to. Your limits with AmEx are irrelevant. They require the 4506-T as evidence regardless of the limit. If you don't comply during an FR they will close out your accounts. You are certainly free to stick to creditors that don't use the 4506-T. Limits with other creditors are irrelevant as well. What Chase approved you for has nothing to do with what AmEx or any other creditor will approve you for. Don't assume that all creditors and products have identical underwriting requirements or that your credit profile was the same at the different times of consideration for the various creditors and products.[/quote The only assumptions are being made by you guys assuming that I'm unaware that different lending institutions don't underwrite differently, or that someone would be telling a lie if they were asked to have tax transcripts to be provided and didn't want to provide them. I personally don't care opinions but when I have a strong credit profile and it's over 14 years of perfect credit history 2 mortgages pif 10 auto 60k+ pif many revolving lines perfect I will tell you just like I told Amex I think it's bs period and I promise I have no issues using the lenders who don't require tax transcripts no matter if I can prove what I provided on application was true or not
  6. It happened over Christmas holiday I did send forms in but they didn't receive in 14 day window so they closed the account. Also I don't understand why I would've had to produce tax docs for a 6k card I have 30k limits on citi and chase so it was senseless to me in first place. Implying someone had to lie because I was reluctant to give my taxes to a bank is ignorant as well Sent from my iPhone using Tapatalk
  7. Ok that may be what happened I just thought it was crazy that on 6k card I was 4506t Sent from my iPhone using Tapatalk
  8. This is news, never saw this before. Did you request the CLI or they did ask the 4506T? It was just requested wasn't on cli after speaking to supervisor I was told that if I didn't honor request within 14 days account would be closed. This may be different for cli request but I would just tread lightly if you don't want produce tax transcripts Sent from my iPhone using Tapatalk
  9. Well that's what happened to me I didn't send request within 14 days and all 3 of my Amex cards were closed this was less than 2 weeks ago
  10. They will close your account if you don't honor the 4506T request.
  11. First discover cli 4K increase to 9500 never carry balance 6th month Sent from my iPhone using Tapatalk
  12. Not doing for bragging purposes I'm curious to know what's banks limits and what others are successful at not a squeezing a lemon contest Sent from my iPhone using Tapatalk
  13. Yea it's almost addictive I just like getting the backs to pay me for spends takes me 2 hours so it's pretty painless. Same route daily so stores know me and give me no slack. Sent from my iPhone using Tapatalk Banks* Sent from my iPhone using Tapatalk
  14. Just curious how much some of you do. I currently run 8k-12k per day. Also curious on which cards you M$ the most with cash back or travel cards. Sent from my iPhone using Tapatalk

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