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TheVig

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Everything posted by TheVig

  1. Conversation I overheard last night....... "We're going to the beach tomorrow. Might as well get a vacation in before they come get the car."
  2. BofA pre-approvals for business versions of their consumer cards. Also when I log in, I get the pop-ups for the cards as well.
  3. Woke up to a memo this morning. Basically everyone with a company car is ordered to keep it topped off with fuel.
  4. Amex Gold & Every Day MR 401,526 Delta SkyMiles. Amex Delta Gold and Blue 203,733 American Airlines. Citi MileUp MC 65,679 Amtrak Guest Rewards MC 111,414 IHG Traveler MC 62,940 BofA Customized Cash Rewards Visa (3% Travel) $327.91 Citi Double Cash MC (2% CB Everything) $188.39 Citi Premier MC Thank You Points 26,179 Choice Privileges Visa Signature 333,402 WF Active Cash Signature Visa (2% CB Everything) $80.71 Shopping Portals and Apps / Stacking Opportunities DOSH (CB) $3.98 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 4507 Fetch Rewards Points (GC) 4696 Ibotta (CB or GC) $3.55 Upside (CB or GC) $3.85 CoinOut (CB or GC) $1.17 Payce (CB) $10.53 Shell Fuel Rewards (Earning AA Miles 2miles/gal.) AA Simply Miles Airline Dining and Shopping Portals
  5. Got a call this morning from the babushka that owns the euro deli down the street. Told me to come by before Saturday to stock up on sausages. Everything across the board going up 25 to 50% on the pound.
  6. I don’t consider social security a hand out. Nor disability. I guess one could argue on what really counts as a disability though. I also don’t believe in starving (food) minor children simply because mom and dad are losers. If I knew of a full proof way of starving mom and dad, and not the kids, I’d be all for it. I was more referencing welfare queens and people who simply don’t want to work, or work a job until something better comes along.
  7. There used to be a BofA in the not so savory part of town. 4'' bullet resistant glass on the inside separated the tellers from the riff raff. The drive up teller window was 3" thick. When you confiscate someone's monthly government hand out to cover all the NSF fees, you are sure to end up dealing with folks who are mentally unbalanced.
  8. I'll say it since no one else has.... Woke financing just ain't my thang.
  9. Amex Gold & Every Day MR 401,526 Delta SkyMiles. Amex Delta Gold and Blue 203,733 American Airlines. Citi MileUp MC 65,642 Amtrak Guest Rewards MC 108,874 IHG Traveler MC 62,940 BofA Customized Cash Rewards Visa (3% Travel) $327.91 Citi Double Cash MC (2% CB Everything) $188.39 Citi Premier MC Thank You Points 23,800 Choice Privileges Visa Signature 332,598 WF Active Cash Signature Visa (2% CB Everything) $80.71 Shopping Portals and Apps / Stacking Opportunities DOSH (CB) $3.98 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 3060 Fetch Rewards Points (GC) 4245 Ibotta (CB or GC) $3.55 Upside (CB or GC) $3.12 CoinOut (CB or GC) $0.75 Payce (CB) $10.53 Shell Fuel Rewards (Earning AA Miles 2miles/gal.) AA Simply Miles Airline Dining and Shopping Portals
  10. Transferred money out of some shopping portals. No particular reason, other than I don't like to have large amounts built up on some of these apps, in case they go belly up. Amex Gold & Every Day MR 399,692 Delta SkyMiles. Amex Delta Gold and Blue 203,733 American Airlines. Citi MileUp MC 65,642 Amtrak Guest Rewards MC 108,874 IHG Traveler MC 62,940 BofA Customized Cash Rewards Visa (3% Travel) $327.91 Citi Double Cash MC (2% CB Everything) $188.39 Citi Premier MC Thank You Points 23,800 Choice Privileges Visa Signature 332,598 WF Active Cash Signature Visa (2% CB Everything) $80.71 Shopping Portals and Apps / Stacking Opportunities DOSH (CB) $3.98 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 3060 Fetch Rewards Points (GC) 4109 Ibotta (CB or GC) $3.55 Upside (CB or GC) $3.12 CoinOut (CB or GC) $0.48 Payce (CB) $10.53 Shell Fuel Rewards (Earning AA Miles 2miles/gal.) AA Simply Miles Airline Dining and Shopping Portals
  11. With the level of financial prowess over there, I'm thinking of offering them a group discount on my Master Class I'm teaching in a couple of weeks------ "Seven Ways to Eat a Costco Chicken" Maybe offer Klarna or AfterPay for said course. I mean after all, I'm well known for helping and giving back to the community.
  12. If I go more than three months without making at least a pencil purchase on my FNBO card, they send me a letter threatening closure. Cap1 a little over a year ago slashed my QS from $20k to $5k for low utilization. I was able to get it reinstated to $15k. I say yes some are starting to look at dormancy a lot closer.
  13. Honestly, I don't even know what the APR's on my cards are. Why? Because APR doesn't matter. At least not to me.
  14. Amex Gold & Every Day MR 393,290 Delta SkyMiles. Amex Delta Gold and Blue 203,733 American Airlines. Citi MileUp MC 65,507 Amtrak Guest Rewards MC 108,874 IHG Traveler MC 62,940 BofA Customized Cash Rewards Visa (3% Travel) $327.91 Citi Double Cash MC (2% CB Everything) $188.39 Citi Premier MC Thank You Points 23,800 Choice Privileges Visa Signature 332,598 WF Active Cash Signature Visa (2% CB Everything) $80.71 Shopping Portals and Apps / Stacking Opportunities DOSH (CB) $28.98 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 3155 Fetch Rewards Points (Redeemable for GC) 3653 Ibotta (Grocery CB) $36.30 Upside (CB) $26.65 CoinOut (CB) $24.82 Payce (CB) $10.53 Shell Fuel Rewards (Earning AA Miles 2miles/gal.) AA Simply Miles Airline Dining and Shopping Portals
  15. I personally know a couple of folks who earn their living on youtube. They travel the globe making content. They make serious bank. I've seen the $real numbers$. Basically youtube shares the ad revenue. Couple that with sponserships on occasion, and the money multiplies. They also don't squander their money. They've made sound investments. Because after all, nothing lasts forever. With that said, many on youtube are wannabe's. Don't make *Admin and our Terms of Service prohibit profanity* if anything at all, because they don't have the subscriber base/views. Sadly many who do get a good break, piss it away faster than they can make it-------no different than others who hold more traditional jobs / income sources. Imagine being a boomer, early to late 60's, close to retirement, but not enough steaks in the freezer to do so, only to find out one day, the 18 year old douche bag next door has been making $3 to $4 million a year on youtube, and other social media outlets since he/she was 15.
  16. It's like that here in NC. Except I don't think you can even levy a bank account here, unless it's federal/state taxes, and child support. We are considered a debtors paradise. There are so many exceptions here regarding the seizing of personal property to be sold at public auction to cover the debt, that most judgements here never amount to much beyond destroyed credit for the next ten to twenty years. At least that's how it goes when you take a dump on a credit card. Civil stuff outside of credit card issues, is where the water gets muddy here. In other words, if you are OJ Simpson, FL is the place to be, to keep Ron Goldman from taking everything you have.
  17. I heard about this on the radio this morning on my way into work. Local financial talking head didn’t have anything positive to say about the shlep rocks looking for an “easy way out of the hole” they dug themselves to begin with.
  18. So there is still hope I might become a Citizens credit card holder? LOL.
  19. Amex Gold & Every Day MR 393,290 Delta SkyMiles. Amex Delta Gold and Blue 203,733 American Airlines. Citi MileUp MC 65,507 Amtrak Guest Rewards MC 108,874 IHG Traveler MC 62,840 BofA Customized Cash Rewards Visa (3% Travel) $295.45 Citi Double Cash MC (2% CB Everything) $188.39 Citi Premier MC Thank You Points 23,800 Choice Privileges Visa Signature 332,598 WF Active Cash Signature Visa (2% CB Everything) $80.71 Shopping Portals and Apps / Stacking Opportunities DOSH (CB) $26.43 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 3155 Fetch Rewards Points (Redeemable for GC) 2675 Ibotta (Grocery CB) $36.30 Upside (CB) $26.65 CoinOut (CB) $24.29 Payce (CB) $10.53 Shell Fuel Rewards (Earning AA Miles 2miles/gal.) AA Simply Miles Airline Dining and Shopping Portals
  20. Amex Gold & Every Day MR 393,290 Delta SkyMiles. Amex Delta Gold and Blue 203,733 American Airlines. Citi MileUp MC 65,507 Amtrak Guest Rewards MC 107,852 IHG Traveler MC 62,840 BofA Customized Cash Rewards Visa (3% Travel) $295.45 Citi Double Cash MC (2% CB Everything) $188.39 Citi Premier MC Thank You Points 23,800 Choice Privileges Visa Signature 332,598 WF Active Cash Signature Visa (2% CB Everything) $80.71 Shopping Portals and Apps / Stacking Opportunities DOSH (CB) $26.43 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 3155 Fetch Rewards Points (Redeemable for GC) 2627 Ibotta (Grocery CB) $36.30 Upside (CB) $26.65 CoinOut (CB) $24.20 Payce (CB) $10.53 Shell Fuel Rewards (Earning AA Miles 2miles/gal.) AA Simply Miles Airline Dining and Shopping Portals
  21. I'm still slipping through the cracks with my cash rewards MC.
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