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TheVig

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Everything posted by TheVig

  1. Sorry he went through COVID hell. And good on you to try an help on the credit issues. Lot’s of members here that can provide good advice. For those of you who are new to the credit report cleanup game, who may stumble across this thread, understand this………..Throughout the history of mankind, there has never been sympathy, empathy, or compassion from bankers.
  2. Amex Green, Gold, Every Day MR 330,579 Delta SkyMiles. Amex Delta Gold and Blue 202,182 American Airlines. Citi MileUp MC 64,476 Amtrak. Amtrak Guest Rewards MC 40,278 IHG Traveler MC 60,156 BofA Cash Rewards Visa (3% Travel) $78.48 Citi Double Cash MC $88.99 Citi Rewards+ MC Thank You Points 18,060 Choice Privileges Visa Signature / Points 408,899 US Bank Cash+ Visa Signature $2.45 Regions Cash Rewards Visa Signature $118.35 HSBC Cash Rewards MC $256.47 Wells Fargo Cash Wise Signature Visa $42.74 Shopping Portals: DO
  3. Buca di Beppo coupon. $15 off $30 or more. Good for dine in or carryout.
  4. Amazon order BJ's coupon book FNBO BT checks BB&T (Truist) BT checks
  5. Amex Green, Gold, Every Day MR 330,574 Delta SkyMiles. Amex Delta Gold and Blue 202,182 American Airlines. Citi MileUp MC 64,476 Amtrak. Amtrak Guest Rewards MC 40,278 IHG Traveler MC 60,156 BofA Cash Rewards Visa (3% Travel) $78.48 Citi Double Cash MC $88.99 Citi Rewards+ MC Thank You Points 18,060 Choice Privileges Visa Signature / Points 408,899 US Bank Cash+ Visa Signature $2.45 Regions Cash Rewards Visa Signature $118.35 HSBC Cash Rewards MC $256.47 Wells Fargo Cash Wise Signature Visa $42.74 Shopping Portals: DO
  6. This thread brings back Cap1 memories for me. I can vouch for the calls starting day one. I remember once SOL was past, they tried one last Hail Mary pass to get me on the hook again.. They sent me a regular CC statement for the full amount owed. Close to $20k. With a minimum monthly payment of around $200. Of course I ignored it. Couple of months after that, they sent me a pre approval for a QS. Instant approval for $1k.........and that's when I began to rebuild.
  7. Would have been nice if city would have set the cap at $1000. They still periodically hit me up to convert my DC to TY points. Not gonna do it.
  8. Amex Green, Gold, Every Day MR 329,143 Delta SkyMiles. Amex Delta Gold and Blue 202,182 American Airlines. Citi MileUp MC 64,476 Amtrak. Amtrak Guest Rewards MC 40,278 IHG Traveler MC 60,156 BofA Cash Rewards Visa (3% Travel) $78.48 Citi Double Cash MC $88.99 Citi Rewards+ MC Thank You Points 18,060 Choice Privileges Visa Signature / Points 408,899 US Bank Cash+ Visa Signature $2.45 Regions Cash Rewards Visa Signature $118.35 HSBC Cash Rewards MC $256.47 Wells Fargo Cash Wise Signature Visa $42.74 Shopping Portals: DO
  9. Amex Green, Gold, Every Day MR 328,795 Delta SkyMiles. Amex Delta Gold and Blue 202,182 American Airlines. Citi MileUp MC 64,476 Amtrak. Amtrak Guest Rewards MC 39,248 IHG Traveler MC 60,156 BofA Cash Rewards Visa (3% Travel) $78.48 Citi Double Cash MC $88.99 Citi Rewards+ MC Thank You Points 18,060 Choice Privileges Visa Signature / Points 408,899 US Bank Cash+ Visa Signature $2.45 Regions Cash Rewards Visa Signature $118.35 HSBC Cash Rewards MC $256.47 Wells Fargo Cash Wise Signature Visa $42.74 Shopping Portals: DO
  10. Yes. I have both cards now. I did it for the SUB. Also for some perks. I did a write up of what the AF card gets you in my ongoing thread.
  11. I know this post will interest about 0.00000000000001% of the members here at Credit Boards. But anyways thought I would share why I just added the Amtrak Guest Rewards (AGR) World MC, with a $79 AF, when I already have the no AF AGR Platinum MC. Simply put, I did it for the SUB. We have some short term and long cross country plans on Amtrak. I want to minimize out of pocket costs by using points and enjoying some perks at the same time. Granted an Amtrak lounge is only about two notches above the Discovery Lounge at the Cedar Rapids airport. Anyways here is a breakdown
  12. I changed my mind. Instant approval. $13,000 I'll post later about why.
  13. BofA Amtrak Guest Rewards World MC. Instant approval. $13,000 $79 AF 20,000 SUB and $200 statement credit for $1000 spend in first 90 days.
  14. Amex Green, Gold, Every Day MR 328,795 Delta SkyMiles. Amex Delta Gold and Blue 202,182 American Airlines. Citi MileUp MC 64,476 Amtrak. Amtrak Guest Rewards MC 39,248 IHG Traveler MC 60,156 BofA Cash Rewards Visa (3% Travel) $46.12 Citi Double Cash MC $88.99 Citi Rewards+ MC Thank You Points 18,060 Choice Privileges Visa Signature / Points 408,899 US Bank Cash+ Visa Signature $2.45 Regions Cash Rewards Visa Signature $118.35 HSBC Cash Rewards MC $256.47 Wells Fargo Cash Wise Signature Visa $42.74 Shopping Portals: DO
  15. Sorry. Can’t help. Other than I plan to move my CL from my Cash Forward over to the Choice Privileges. Only reason I haven’t done it yet, is because I’m too lazy to make the call.
  16. Amex Green, Gold, Every Day MR 308,795 Delta SkyMiles. Amex Delta Gold and Blue 202,182 American Airlines. Citi MileUp MC 64,476 Amtrak. Amtrak Guest Rewards MC 39,140 IHG Traveler MC 60,156 BofA Cash Rewards Visa (3% Travel) $46.12 Citi Double Cash MC $88.99 Citi Rewards+ MC Thank You Points 18,060 Choice Privileges Visa Signature / Points 408,899 US Bank Cash+ Visa Signature $2.45 Regions Cash Rewards Visa Signature $118.35 HSBC Cash Rewards MC $256.47 Wells Fargo Cash Wise Signature Visa $42.74 Shopping Portals: DO
  17. In related news. Portfolio has opened an office in AZ. Seriously, hopefully the right people see this. Don’t do stupid with credit.
  18. Amex Green, Gold, Every Day MR 308,795 Delta SkyMiles. Amex Delta Gold and Blue 202,182 American Airlines. Citi MileUp MC 64,476 Amtrak. Amtrak Guest Rewards MC 39,140 IHG Traveler MC 60,156 BofA Cash Rewards Visa (3% Travel) $46.12 Citi Double Cash MC $88.99 Citi Rewards+ MC Thank You Points 18,060 Choice Privileges Visa Signature / Points 402,479 US Bank Cash+ Visa Signature $2.45 Regions Cash Rewards Visa Signature $118.35 HSBC Cash Rewards MC $256.47 Wells Fargo Cash Wise Signature Visa $42.74 Shopping Portals: DO
  19. Humidity. It's officially ball stickage season in Charlotte. In other news. I was able to weasel out of a trip to FL. Probably a good thing, as I would have BK the company expensing Gold Bond.
  20. I gotta go to Costco this morning and buy salmon. Hopefully I can get in and out without making negative commentaries concerning the human race.
  21. Another four night stay at the Econo Lodge in Raleigh NC. In about three weeks, I will be redeeming some of this points points hoard for a vacation stay in center city PHL. Probably at a Cambria or Sleep Inn. One of the things about Choice Hotels, is they only let you redeem points a maximum of 100 days out from check-in. Amex Green, Gold, Every Day MR 308,795 Delta SkyMiles. Amex Delta Gold and Blue 202,026 American Airlines. Citi MileUp MC 64,021 Amtrak. Amtrak Guest Rewards MC 39,140 IHG Traveler MC 60,092 BofA Cash Rewards Visa (3% Travel) $46.12
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