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C316

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About C316

  • Birthday April 6

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    SoCal
  1. Approved Chase SW RR Biz CC. Applied got 30 day message. Next day call from Chase lending. 10 minutes worth of questions about my business and why I wanted a 2nd Chase business card, approved for $5K. Said If I wanted a higher limit I would need to move some from my Ink+. Guess I'm at my max exposure with Chase now at just under 75% of claimed income in credit. Thanks to Konrad for the CP info! I will get plenty of free flights for the wife with all the family functions we have going on next year.
  2. Thanks again Konrad the Stud! Approved RR biz card. The CP will save me quite a bit next year with quite a few short flights to family functions scheduled next year.
  3. This burrito I must try, it sounds and looks amazing!!!!
  4. You must be a pedophile yourself if in the defense of pedophiles you draw similarities to speeding or cutting in line. +1
  5. My "metal" one has never been used. I use the plastic one they sent me when they ran out of "metal" cards. The plastic one is very scratched up though but works like a charm.
  6. +1 I'm trying to figure out which one of the two options is best for Kat and Hege. Option #1 - Lock them in a shipping container with a gallon of AstroGlide for 24 hours. Option #2 - Lock them in a shipping container each with brass knuckles for 24 hours. You forgot option #3: lock them in the container with brass knuckles AND AstroGlide for 24 hours. The entire 24 hours filmed and on Pay per view. Think of the money CB could generate!
  7. ^^^This, call after business hours and you can cancel through the automated system.
  8. Here^^^ it is, in black & white. All 3 reasons. Those reasons are like being denied for a card because of "too many inquiries." Generic reasons they have to give you. They are not going to spell out why they are cutting a bunch of people's limits and their actual reasons for business decsions Actually, no. While K points out that the reasons don't give a mathematically precise picture, we all know CapOne likes to see use of revolving tradelines. A very common reason for declining a new app is having no balances reporting on your credit reports. We also know CapOne wants you to use their cards. Unless you are dealing with a gimp CLI, not using your CapOne card is a very common factor for a declined CLI request. How high is too high? When, like they previously did to my wife, CapOne declines a new card app because "current CapOne credit limits are too high," that's clue #1. This is all tied into the somewhat recent CapOne prybar tactic. CapOne wasn't one known in the past for big-boy limits. With their recent account combination tool and their loosening of the purse strings, CapOne was unwittingly pushed into the Prybar Issuers Hall of Fame and I think they are beginning to realize that and taking corrective action. My wife's $50k CapOne was, IIRC, her highest limit. I have a $100k CapOne that is probably in their sights. Hege has a $100k CapOne. Many on the boards have CapOnes with limits higher than CapOne is usually known for. The writing is on the wall. Don't be surprised when they chop you down in size. Or we need to put our heads together to develop a strategy to minimize the risk. I could not care less if they chop my 55,000 limit. They get no use because their rewards are subpar, nor will I change my financial behavior to appease a subprime lender. End of story. And nobody here gives a rat's flowers what you do. We are just pointing out what is happening and why. Nor do I give a rats flowers what you do. Enjoy your new limit.
  9. Here^^^ it is, in black & white. All 3 reasons. Those reasons are like being denied for a card because of "too many inquiries." Generic reasons they have to give you. They are not going to spell out why they are cutting a bunch of people's limits and their actual reasons for business decsions Actually, no. While K points out that the reasons don't give a mathematically precise picture, we all know CapOne likes to see use of revolving tradelines. A very common reason for declining a new app is having no balances reporting on your credit reports. We also know CapOne wants you to use their cards. Unless you are dealing with a gimp CLI, not using your CapOne card is a very common factor for a declined CLI request. How high is too high? When, like they previously did to my wife, CapOne declines a new card app because "current CapOne credit limits are too high," that's clue #1. This is all tied into the somewhat recent CapOne prybar tactic. CapOne wasn't one known in the past for big-boy limits. With their recent account combination tool and their loosening of the purse strings, CapOne was unwittingly pushed into the Prybar Issuers Hall of Fame and I think they are beginning to realize that and taking corrective action. My wife's $50k CapOne was, IIRC, her highest limit. I have a $100k CapOne that is probably in their sights. Hege has a $100k CapOne. Many on the boards have CapOnes with limits higher than CapOne is usually known for. The writing is on the wall. Don't be surprised when they chop you down in size. Or we need to put our heads together to develop a strategy to minimize the risk. I could not care less if they chop my 55,000 limit. They get no use because their rewards are subpar, nor will I change my financial behavior to appease a subprime lender. End of story.
  10. Here^^^ it is, in black & white. All 3 reasons. Those reasons are like being denied for a card because of "too many inquiries." Generic reasons they have to give you. They are not going to spell out why they are cutting a bunch of people's limits and their actual reasons for business decsions
  11. Me too, Orchard Bank and it made me happy when I got it! Congrats LL!

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