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jkorkoslo

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  1. jkorkoslo

    AFNI

    They reported it before I paid... I had no clue at all about my Credit Reports and score. Sent from my VS985 4G using Tapatalk Thanks will look into it Sent from my VS985 4G using Tapatalk
  2. jkorkoslo

    AFNI

    I paid them last year, I'm trying clean it up after the fact... I made a mistake! Sent from my VS985 4G using Tapatalk
  3. jkorkoslo

    AFNI

    Just got this back from them... Not budging Dear Afni thanks you for your payment. Accordingly, in the normal course of business, Afni will furnish that that we have received payment in full of your account, and will furnish a $0 balance. This will reflect the accurate status of this account. We understand that you are seeking removal of this tradeline from your credit report; however, to remain in good standing with the credit reporting agencies, Afni’s policy is to furnish the accurate status only. Recovery Team Consumer Relations Specialist Sent from
  4. jkorkoslo

    AFNI

    AFNI, INC. Agency Address:PO Box 3517 Bloomington, IL 617023517 (800) 371-3645 Date Reported:02/2016 Date Assigned:06/2014 Creditor Classification:Utilities Creditor Name:DIRECTV Account Number:XXXX Account Owner:Individual Account. Original Amount Owned:$339 Date of 1 st Delinquency:02/2014 Balance Date:02/2016 Balance Owned:$0 Last Payment Date:08/09/2014 Status Date:02/2016 Status:P - Paid Sent from my VS985 4G using Tapatalk
  5. jkorkoslo

    AFNI

    Junkbuyer, You serious?? I send it If you think that will work... Lol Sent from my VS985 4G using Tapatalk
  6. jkorkoslo

    AFNI

    Yes, it's on my reports as PDF with Direct TV. It was current 02/2014, placed with CA 06/2014... PDF with AFNI 09/2014 Sent from my VS985 4G using Tapatalk
  7. jkorkoslo

    AFNI

    Attempted to write a goodwill letter to AFNI to delete a collection I had Paid in full about 18 months ago. I got this response back... Dear xxxxxx, Thank you for your inquiry. Your account will be furnished to all 3 major credit reporting agencies as closed and paid in full. We do not exchange credit deletions for payments. Recovery Team Consumer Relations Specialist What should be my next plan of attack with them. Should I resend another goodwill letter in a month from now? Please advise on my next move. Thanks!! Sent from my VS985 4G using Tapatalk
  8. Please advise on how dispute my credit reports... I have on 1 paid collection and 1 open collection. Also, I have numerous late payments. Need help and guidance on how to achieve my goals. Please advise. Sent from my VS985 4G using Tapatalk
  9. Yes, the Credit Card is still the on the report. I think it's very wierd that it would jump like that. Sent from my VS985 4G using Tapatalk
  10. I just checked my EQ score it jumped 80 pts since the balance of the CC has been paid off and coverted to a unsecured loan. Is that normal for my score to take a big raise in my EQ score? Sent from my VS985 4G using Tapatalk
  11. Quick update they have approved me for a unsercured loan to pay off the closed CC account. The good news is that they will stop reporting to CB my 180 late payments... Ready to start to build that credit score!! Sent from my VS985 4G using Tapatalk
  12. How did you get the negative removed from your report?
  13. It was bad management/judgement of CC awhile ago. Something came up last fall 2014. I lost control of my finances. Everything is almost 100% with my finances now. Its a work in progress but i would like to correct/resolve this CC ASAP. @HDporter I got kind of lost of what you mean about the payments. Make $700 payments ASAP and ask to remove past dues after a certain amount consecutive payments or I try to make the $700 payment and then ask for an installment loan? Or both? Thanks for the help guys, im learning tremendously!
  14. Will update when i hear from bank to see if they will approve a loan to pay off CC. Thanks again im learning alot.
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