Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


SueJ

Members
  • Content Count

    10
  • Joined

  • Last visited

  1. I had a car loan that had some late payments but was sold to another lender. When looking at the details it shows that I signed up for a 151 month loan. This is definitely not correct. That would be twelve years! Is that reason enough to get that entry removed? And if so should I ask for Validation?
  2. Thanks! It sure can't hurt to try!
  3. I did a search on fico score approvals and one comment mentioned cb. Checked it out and am now so happy I found it! I have found the most valuable information in two days. I wish I had it in January when I started my journey or really way before that. I used to be credit ignorant.
  4. Thank you all for your help! Great advice!
  5. i just applied for another secured card. So with the one card I have now, should it be a zero balance or $2?
  6. Since I am new, can someone explain why three cards works best? I tried to search boards but did not find the answer. Thanks in advance!
  7. Great! Thank you! Just learning and can use all the advice I can get! I will work on that next. I just called all three cra's since I can get the reports for free! Just found on the boards that mailed copies are better than the online versions. Going to have my hubby do the same.
  8. I am well aware that this is not my biggest issue, but it is my most recent. Thank you all for your replies. Truly appreciated. I have been working on cleaning up my credit since January. I removed items through on line disputes. I just recently found this site which is super helpful! Wish I had found it sooner. I just got a secured credit card and waiting for it to report. Also thinking about getting a secured personal loan as I have late payments. Planning on getting my addresses removed next and then tackling some old stuff.
  9. Hi all! Totally new here, but so glad I found this site! My husband and I recently purchased our first new car, even with poor credit. In the process the people had to contact several banks to find one that would approve us. Now, I have 19 hard inquiries all for the same try at getting a car loan. Is there anything I can do? I am sure this looks really bad on my report. Thanks!

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines