Is there a magic number, that regardless of the loan amount, you can put down and make lenders feel secure? For example, I can put 20% down on a $20,000 vehicle, and that number is $4,000. But if I put 20% down on a $50,000 vehicle, that is $10,000 to part with up front. I don't particularly want to part with that much cash up front, so is there a magic dollar amount that lenders will basically say go ahead and approve? I know there are other factors such as credit history, score, DTI, etc but assuming those are all solid?